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SelectQuote Can Shop HealthSpring Medicare Plans For You
SelectQuote works with Medicare insurance carriers like HealthSpring to find the right Medicare plan for you. Call Now 1-855-259-8449 (TTY: 1-877-486-2048) to speak with a licensed insurance agent.
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Medicare Advantage Plans (Formerly Cigna): 2026 Guide
HealthSpring, backed by Health Care Service Corporation (HCSC), is the new brand name for what was previously The Cigna Group's Medicare Advantage business. HealthSpring Medicare Advantage plans replace Original Medicare and often include extra coverage for prescription drugs, routine dental, hearing, and fitness memberships. If you are searching for a 2026 Cigna Medicare Advantage plan, you will now compare and enroll in HealthSpring plans (if eligible).
New to Medicare, recently moved, or lost your health insurance? You may be eligible for a free, no-obligation Medicare Advantage plan review with a licensed insurance agent.
What happened to Cigna Medicare Advantage plans?
In March of 2025, Cigna Healthcare’s Medicare businesses, including Medicare Advantage, Medicare Supplement, Medicare Prescription Drug plans, and CarieAllies businesses, were acquired by HCSC. This transition is part of HCSC’s larger strategy to expand access to Medicare offerings nationwide. The adoption of the HealthSpring name and branding reflects the carrier’s mission to empower its members to live vibrant and healthy lives.
Types of HealthSpring Medicare Plans Available
You can shop for the following HealthSpring Medicare plans through SelectQuote:
Medicare Advantage Plans: Medicare Advantage plans are an alternative to Original Medicare and offer at least the same benefits. They often include additional benefits such as prescription drug coverage, routine dental and hearing benefits, fitness memberships, and more.
Medicare Supplement Plans: Medicare Supplement plans (also known as Medigap) help cover gaps in coverage from Original Medicare. If you have fairly frequent doctor or hospital visits, Original Medicare comes with out-of-pocket costs, and Medigap helps fill these gaps with basic benefits like deductibles, coinsurance, and copayments.
Prescription Drug Plans: Medicare Prescription Drug plans, also known as Medicare Part D, help cover the cost of both generic and brand-name medications.
Supplemental Insurance Plans: Supplemental Insurance policies help pay for unexpected expenses that primary health insurance may not cover.
States Where HealthSpring Plans Are Available
HealthSpring Medicare Advantage Plans are sold in the following states and territories:
Washington, D.C.
Medicare Advantage plan availability varies by service area. Eligibility for a specific plan is determined by the beneficiary’s residence at the county and ZIP code level, not solely state residence. To enroll in a plan, the beneficiary must reside within the plan’s defined service area at the time of enrollment. Plan options, benefits, and availability may vary by location.
Can I get a free insurance quote from HealthSpring?
Yes, you can receive a free Medicare insurance quote from HealthSpring by working with SelectQuote. We can quickly compare your Medicare coverage options from some of the most trusted carriers and there’s never an obligation to enroll.
Key Benefits of HealthSpring Medicare Advantage Plans
Medicare Advantage plans offer an alternative to Original Medicare by combining hospital, medical, and (in some cases) prescription drug coverage with potential additional routine benefits and cost savings.
Plans may include routine dental benefits for services such as exams, cleanings, and basic procedures—coverage that is not typically included under Original Medicare. Hearing benefits may also be available, including coverage for exams and allowances toward hearing aids.
Some Medicare Advantage plans may offer fitness memberships or access to wellness programs, which can support preventive care and overall health. In addition, plans may include integrated prescription drug coverage for both generic and brand-name medications, eliminating the need to enroll in a separate Part D plan.
A key structural difference is the inclusion of an annual out-of-pocket maximum. Unlike Original Medicare, which does not set a cap on annual spending for covered services, Medicare Advantage plans limit the amount a member pays each year for in-network care.
Benefits, features, and plan availability vary by location and zip code. Not all benefits are available on all plans.
Is a HealthSpring Medicare Advantage plan right for you?
HealthSpring Medicare Advantage plans may be one of several options to consider. The right choice depends on your healthcare needs, provider preferences, and budget.
You may want to consider a HealthSpring Medicare Advantage plan if you:
Want the predictability of an annual out-of-pocket maximum for covered services
Are interested in possible additional benefits such as routine dental, hearing, or vision coverage
Take regular prescriptions and want coverage for both generic and brand-name medications incorporated into your plan
Are comfortable using a provider network and will check that your doctors and hospitals are included
Previously used or prefer provider networks associated with Cigna Healthcare, as HealthSpring plans are part of that broader network
A HealthSpring Medicare Advantage plan may not be the best fit if you:
Prefer the flexibility to see any provider nationwide who accepts Medicare without network restrictions
Spend significant time in multiple states or outside your plan’s service area
Want to pair your coverage with a standalone Medicare Supplement (Medigap) policy
Because plan availability and features vary by location, it’s important to compare HealthSpring plans with other Medicare Advantage and Medicare coverage options available in your area before enrolling.
HealthSpring Insurance Ratings and Carrier Stability
Like many of the insurance companies we work with, HealthSpring has received strong financial strength ratings from A.M. Best, an independent agency that evaluates insurers based on their ability to meet ongoing policy and claims obligations. Strong ratings can provide added confidence that a carrier is financially stable and able to deliver on its commitments to members over time.
HealthSpring plans are offered through affiliates of Health Care Service Corporation (HCSC), one of the largest customer-owned health insurers in the United States. Established in 1936, HCSC has a long operating history and serves millions of members nationwide, which may be an important consideration for beneficiaries evaluating carrier stability and experience.
We partner with carriers like HealthSpring to provide access to a range of Medicare coverage options, helping you compare plans and make an informed decision based on your individual needs.
*Scores updated April 2026
How to Compare and Enroll in a HealthSpring Medicare Advantage Plan
Comparing Medicare Advantage plan options can be complex, especially since plan details vary by location and individual needs. Here’s how to get started:
1. Check your ZIP code and service area
Start by confirming which plans are available where you live. Medicare Advantage plan availability is based on your specific ZIP code and county, not just your state. This ensures you’re only reviewing plans you’re eligible to enroll in.
2. Compare your doctors and providers
If you have preferred doctors, specialists, or hospitals, check whether they are included in the plan’s network. Medicare Advantage plans typically use provider networks, so verifying participation can help avoid unexpected out-of-network costs and ensure continuity of care.
3. Review your prescription drug coverage
Look closely at how your medications are covered, including whether they are listed on the plan’s formulary and how they are categorized into drug tiers. This affects your costs for both generic and brand-name medications and can vary from plan to plan.
Why shop HealthSpring Medicare Plans with SelectQuote?
A SelectQuote licensed insurance agent can help review Medicare Advantage plan comparisons across HealthSpring and other Medicare plan carriers, allowing you to review plan features, costs, and coverage details side by side so you can choose an option that aligns with your healthcare needs and budget.
New to Medicare, recently moved, or lost your health insurance? You may be eligible for a free, no-obligation Medicare Advantage plan review with a licensed insurance agent.
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FAQs About HealthSpring
Will my current Cigna Medicare Advantage plan automatically change to HealthSpring?
If you are currently enrolled in a Medicare Advantage plan offered by Cigna Healthcare, your coverage may be affected by changes to plan availability or branding. However, whether your plan automatically transitions to a HealthSpring plan depends on your specific plan and location. Beneficiaries should review their Annual Notice of Change (ANOC) letter carefully. This document outlines any changes to your current coverage, including whether your plan will continue, be discontinued, or transition to a different plan option. If your plan is no longer offered, the ANOC will explain your options and next steps.
Do HealthSpring Medicare Advantage plans include prescription drug coverage?
HealthSpring Medicare Advantage plans may include integrated prescription drug coverage (commonly referred to as Medicare Advantage Prescription Drug, or MAPD, plans). This means coverage for both medical services and prescription drugs is combined into one plan, rather than requiring separate enrollment in a Part D plan.
Coverage typically includes both generic and brand-name medications, but formularies (covered drug lists), tiers, and costs can vary by plan. Reviewing plan documents can help you understand how your specific medications are covered.
When can I enroll in a HealthSpring Medicare Advantage plan?
You can enroll in a HealthSpring Medicare Advantage plan during standard Medicare enrollment periods set by Medicare. These include:
Initial Enrollment Period (IEP): When you first become eligible for Medicare
Annual Enrollment Period (AEP): October 15 to December 7 each year
Medicare Advantage Open Enrollment Period (MA OEP): January 1 to March 31 for those already enrolled in a Medicare Advantage plan
Special Enrollment Periods (SEPs) may also be available based on certain life events, such as moving or losing other coverage.
Can I get a free insurance quote from HealthSpring?
You can request a free, no-obligation quote through SelectQuote to compare HealthSpring plans alongside other Medicare Advantage options available in your area. Quotes are based on your location, eligibility, and plan availability, and allow you to review coverage details, provider networks, and estimated costs before enrolling.
Explore Other Medicare Carriers with SelectQuote
SelectQuote shops several of the most trusted insurance companies in the nation on your behalf. We help you choose the right Medicare Advantage plan and carrier that fits your needs. After enrollment, we stay with you year-round so you can feel confident in your coverage and ongoing needs.
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