Texas Medicare Advantage Plans: Get Medicare in Texas

Medicare Advantage Plans in Texas

No obligation to enroll

What Are the Medicare Advantage Plan Choices in Texas?

The Lone Star State of Texas is the second largest state in the U.S., in area as well as in population. Three of the most populous cities in the country—Houston, Dallas and San Antonio—are in Texas. This translates into a lot of individuals who are about to turn 65 and therefore need to consider Medicare enrollment.

Medicare, a federally administered program, is a primary source of health coverage for Texas residents age 65 and older. If you fall into this category, SelectQuote can help you navigate your Medicare options, including Medicare Advantage (MA) plans.

Medicare Advantage plans are also known as Medicare Part C and combine the coverage of Medicare Part A (hospital insurance) and Medicare Part B (medical/doctor’s office insurance). Medicare Advantage plans are sold throughout Texas by private insurance companies, are approved by Medicare, offer at least the same amount of coverage as Parts A and B and often include additional benefits.

Compare Medicare plans and request a free quote today!

Get a Free Quote

No obligation to enroll

How Is Eligibility for a Medicare Advantage Plan in Texas Determined?

If you’re approved for Medicare Parts A and B and you live in an area of Texas where Medicare Part C plans are sold, you’re also eligible for enrollment in a Medicare Advantage plan. Copayments, coinsurance and deductibles vary depending on the plan you choose.

Texas residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance plan at the same time. A Medicare Supplement Insurance plan assists with covering some of the gaps in coverage including copayment, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Will Prescription Drugs Be Covered Under a Texas Medicare Advantage Plan?

Any resident of Texas looking for prescription drug coverage should consider a Medicare Part C plan, because some Medicare Advantage plans may include a Medicare Prescription Drug plan. A Medicare Advantage plan with prescription drug coverage is called a MAPD plan and can help cover some of the costs of prescription drugs.

Most Popular Medicare Advantage Plans in Texas

Finding the right Medicare Advantage plan in Texas is as unique as the resident the plan is for. Among Texas residents enrolled in a Medicare Advantage plan, 56% choose an HMO/HMOPOS plan, 37% enroll in a Local PPO while 7% select a Regional PPO, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Texas for your needs and budget.

You can become more informed about Medicare Advantage plans available in Texas by working with a SelectQuote licensed insurance agent to guide you through the Medicare maze. Acting as your advocate, our licensed insurance agents help you weigh the Medicare Advantage plan options in Texas, understand costs and answer questions you may have throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you find a plan that meets your individual needs and budget.

Get a Free Quote

No obligation to enroll

When is the Texas Medicare Advantage Plan Enrollment Period?

Enrollment in a Medicare Advantage Plan occurs during specified enrollment periods. Medicare enrollment in Texas opens for residents prior to turning age 65 or earlier for those younger and with certain conditions. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends three months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Texas resident with a February birthday, your IEP runs from November through May.

You may also enroll in a Medicare Advantage plan during the Medicare Annual Enrollment Period, which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Texas residents can:

Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
Change from one Medicare Advantage Plan to another
Switch from one Prescription Drug (Part D) plan to another
Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Texas residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Texas Medicare Advantage Plan Right for You?

When you’re ready to learn more about Texas Medicare Advantage plans, SelectQuote can help. Our licensed insurance agents will ensure you can access all the Medicare benefits available to you and keep you up-to-date on annual changes to Medicare plans made by insurance companies. As a trusted third-party company that specializes in helping beneficiaries understand their Medicare options, SelectQuote is here to help you find the right Medicare Advantage plan in Texas.

To ensure you are getting all the benefits you need, call or complete your online form today. Let SelectQuote’s experienced licensed insurance agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Get a Free Quote

No obligation to enroll

Looking for an affordable Medicare plan? Let us help.

Call SelectQuote

We’ll call you.