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Location
Omaha, NE
Established
1909
NAIC
#69868
United of Omaha Life Insurance with SelectQuote
Since 1909, Mutual of Omaha, a leading insurance and financial services provider, has focused on helping customers protect what matters most and reach their financial goals. Mutual of Omaha is recognized for its customer-centric approach, strong financial standing, and a legacy of innovation and social responsibility.
Mutual of Omaha is a Fortune 500 company that is owned by its policyholders, making it a company committed to providing outstanding service to its customers. United of Omaha Life Insurance Company, Mutual of Omaha Insurance Company’s main subsidiary, focuses on providing individual life and annuity products and has a consistently strong market reputation.
SelectQuote partners with trusted life insurance carriers like United of Omaha Life Insurance Company to find the right life insurance policy for you. Get started exploring your options today.
United of Omaha Life Insurance Ratings
United of Omaha has received high ratings from the A.M. Best rating system. We partner with life insurance companies like United of Omaha so you can feel confident shopping for life insurance policies with SelectQuote.
A.M. Best
A+
(Superior)
Scores updated September 2024
United of Omaha vs. The Industry Average
The average cost of a life insurance policy depends on a variety of factors, including your age, gender, location, health, lifestyle, and the type of policy you purchase. United of Omaha Life Insurance offers competitive rates for a variety of term and permanent life insurance policies. Below is a comparison of United of Omaha vs. the industry average monthly rate for a 20-year, $500,000 term life insurance policy.
| Age and Gender | Industry Average Annual Rate | Industry Average |
|---|---|---|
| 35-year old female | $25.58 | $28.25 |
| 35-year old male | $30.34 | $32.46 |
Rates pulled January 2024
Life Insurance Products United of Omaha Offers Through SelectQuote
There are two basic categories of life insurance that United of Omaha offers with SelectQuote:
- Term Life Insurance: This type of life insurance policy allows you to buy as much coverage as you need, allowing you to tailor your coverage to your lifestyle. Typical term lengths range from 10 to 30 years. Term Life Answers is Mutual of Omaha’s term life insurance product available through SelectQuote. It offers 10-, 15-, 20-, and 30-year terms for people aged 18 to 80, with a coverage minimum of $100,000.
- Universal Life Insurance: Universal life insurance is a type of permanent life insurance, which is meant to last your entire lifetime and also comes with a cash value component that grows over time. United of Omaha offers two universal life insurance products through SelectQuote: Income Advantage Indexed Universal Life (IUL) and Life Protection Indexed Universal Life (IUL). IUL policies combine elements of universal life insurance with an opportunity to earn interest linked to the performance of a stock market index.
SelectQuote can help you decide which policy type best meets your needs and keeps your loved ones financially covered. We’ll get to know your situation and shop life insurance policies from highly rated life insurance companies like United of Omaha to find the policy that’s right for you.
Who is United of Omaha best for?
United of Omaha’s indexed universal life insurance options makes it appealing to risk-averse individuals who want to participate in a cash value policy with greater protection against market downturns. These policies are also great options for people approaching retirement age and looking for a tax-advantaged way to supplement their income through cash value while still maintaining protection for their loved ones.
Does United of Omaha require medical exams?
Many carriers require a medical exam when applying for life insurance. However, there are options when applying for permanent life insurance that do not require a medical exam.
Is United of Omaha the same company as Mutual of Omaha?
All outstanding shares of United of Omaha Life Insurance Company are owned by the Mutual of Omaha Insurance Company. However, Mutual of Omaha Life Insurance Company has no financial responsibility for the products issued by United of Omaha Life Insurance Company.
How long does the life insurance application process take with United of Omaha?
The length of the life insurance application process can vary from carrier to carrier and what specific policy you choose. For traditional term or permanent life insurance that requires a medical exam, the full application and underwriting process can take up to 12 weeks, but there are policy options available with faster application times. SelectQuote helps make the application process easier by getting to know you through a series of questions over the phone to find the right policy to protect you and your loved ones.
Why shop United of Omaha Life Insurance with SelectQuote?
SelectQuote partners with highly rated life insurance companies to give you the opportunity to shop and compare life insurance quotes from some of the most trusted carriers in the nation. Shopping life insurance with SelectQuote can help save you both time and money while finding the right life insurance policy for you.
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Explore Other Life Insurance Companies with SelectQuote
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