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Location
Fremont, MI
Established
1967
NAIC
#70939
Gerber Life Insurance with SelectQuote
Gerber Life Insurance Company has provided quality life insurance for over 50 years, primarily focusing on the needs of young families and children. Founded in 1967 as an affiliate of the Gerber Products Company, Gerber Life has created a legacy of trust and financial protection, with $67.6 billion of life insurance in force as of December 2025.
Today, Gerber Life is a member of Western & Southern Financial Group, one of the strongest life insurance organizations in the world. This partnership reinforces Gerber Life’s financial stability, evidenced by its A+ (Superior) rating from A.M. Best. With more than 3.7 million active policies, Gerber Life remains dedicated to its mission of providing budget-friendly, reliable coverage for families at every stage of life.
Interested in learning more about Gerber Life Insurance? We can compare prices and coverage from multiple life insurance carriers in just minutes.
Gerber Life Insurance Ratings
Gerber Life has received high ratings from the A.M. Best rating system. SelectQuote partners with life insurance companies like Gerber Life so you can feel confident shopping for life insurance policies with us.
A.M. Best
A+
(Superior)
*Scores updated March 2025
Ratings range: A++ to S (Superior to Suspended)
Life Insurance Products Gerber Life Offers Through SelectQuote
Gerber Life offers guaranteed issue whole life insurance through SelectQuote.
Guaranteed issue life insurance is a permanent life insurance policy intended to last your entire life. This type of life insurance can cover final expenses such as medical bills, burial costs, and unexpected debts, helping protect your loved ones from financial burdens. It also includes a cash value component that builds over time and can be borrowed against if needed.1
If you’re 50 years old or older, you’re guaranteed coverage with Gerber’s guaranteed issue life insurance, regardless of your health.2 There are no medical exams or lengthy health questionnaires required.
Whether you’re interested in learning more about guaranteed life insurance or are unsure about the type of coverage that’s right for you, we can help.
Who is Gerber Life best for?
Gerber Life’s guaranteed issue coverage is best for individuals 50+ years old who want to protect their loved ones with the help of life insurance. It’s a financial safety net that will always be there for you and your family, as long as premiums are paid.
Beyond senior coverage, Gerber Life is best known for its commitment to younger generations. Their specialized whole life policies for children help parents and grandparents jump-start a child’s financial future. By securing coverage early, you provide a foundation of protection that builds cash value over time, ensuring they have a head start on financial security as they transition into adulthood.
FAQs About Gerber Life Insurance Company
Does Gerber Life require medical exams?
No medical exam—or medical questionnaire—is required for Gerber Life’s guaranteed issue life insurance policy. If you’re 50+ years old, your acceptance is guaranteed regardless of your health.2
What coverage amounts does Gerber Life provide?
Gerber Life’s guaranteed issue offers coverage amounts ranging from $5,000 to $25,000.3
Can I get a free life insurance quote from Gerber Life?
An easy way to get a free, online life insurance quote from carriers like Gerber Life is to shop with SelectQuote.
Why shop Gerber Life Insurance with SelectQuote?
It can be time-consuming to go through all of the options, prices, and fine print of life insurance options on your own. At SelectQuote, we offer unbiased quotes from Gerber Life and other trusted carriers to find you the right policy.
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Explore Other Life Insurance Companies with SelectQuote
SelectQuote represents well-known life insurance companies, such as Gerber Life, to provide you with competitive and comprehensive coverage options. In just minutes, we can help you find the right amount of coverage at the right price for you.
1 Policy loan interest rate is 8%. Loans may impact cash value and death benefit.
2 To be eligible for coverage you must be a U.S. citizen between 50 and 80 years old (New York residents, maximum age of 75) residing in the US or permanent legal resident. Total limit of all combined Gerber Life Guaranteed Life policies is $25,000. Gerber Life Insurance Company will not issue insurance for any proposed insured when a POA or Guardianship exists on the proposed insured, except legal guardians of children.
3 South Dakota residents, maximum coverage of $15,000.
Gerber Life Insurance is a trademark. Used under license from Société des Produits Nestlé S.A. and Gerber Products Company. Copyright ©2026 Gerber Life Insurance Company, White Plains, NY.
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