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Save an average of $693 by bundling home and auto insurance with SelectQuote.
SelectQuote shops top insurance companies to find the best home and auto insurance for you. Let us save you time and money today.
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by
Erica Rios
| last reviewed December 2024

Bundle Home and Auto Insurance

Shopping for home and auto insurance doesn’t have to be difficult. At SelectQuote, we compare home and auto insurance quotes from top-rated carriers, ensuring you get the best coverage bundle at an affordable price—without compromising on exceptional customer service. Our customers, on average, save $693 when bundling home and auto insurance with us. Let us see how much money you can save today.

Ways to Bundle Insurance

Bundling home and auto insurance from the same carrier is a great way to save money. It also keeps things convenient, as you only have to go through one carrier when reviewing policy details or filing a claim.
At SelectQuote, we shop home and auto insurance quotes from trusted carriers, finding you the right coverage at an affordable price. Here are examples of bundled insurance packages that may earn you a multi-policy discount:
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Home + Auto

SelectQuote helps save customers $693 on average when they bundle home and auto insurance through one insurance carrier.
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Home + Auto + Vacation Home

Combining your home and auto insurance policy with your vacation home insurance can earn you a bundling discount.
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Multiple Vehicle Policy Discount

Insuring multiple vehicles through one insurance carrier often qualifies you for a multiple vehicle policy discount.
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Renters + Auto

Bundling your renters insurance with your auto insurance can often save you money.
A home and auto insurance bundle has several benefits, including:
  • Working with one insurance carrier instead of multiple
  • Consolidating your monthly insurance payments
  • Dealing with one single deductible in some cases or with some carriers
  • Streamlining the insurance claims process

The Benefits of Bundling Your Auto and Home Insurance

Bundling your auto and home insurance offers a variety of advantages beyond just potential cost savings. Here are some key benefits:
  • Simplified Management: Managing both policies under one provider makes it easier to handle renewals, updates, and claims, with fewer documents and one point of contact for all your needs.
  • Customized Coverage Options: Bundling often unlocks the ability to tailor your coverage, allowing you to choose higher liability limits, additional coverage for personal property, or special add-ons like roadside assistance.
  • Enhanced Customer Service: Bundling your policies can lead to better customer support. With a single insurer who has a comprehensive view of your needs, you can receive more personalized attention and quicker responses.
  • Convenient Renewals: Renewing both auto and home policies at the same time reduces the chance of missed deadlines or lapses in coverage, ensuring you're always protected.
  • Streamlined Claims Process: If you need to file a claim, having both policies with the same provider can lead to a smoother and faster claims process, as they already have all the necessary information.
Bundling your auto and home insurance isn’t just about savings—it’s also about convenience, personalized service, and better coverage options.

See How SelectQuote Can Help

Why SelectQuote? We have 40 years of experience finding the lowest rates for our customers.
How does our process work? We represent some of the best home and auto insurance companies, making it easy to shop, get a free home and auto insurance quote, and compare rates in one place to find the one that’s right for you. We want to help you save money on insurance, and bundling home and auto insurance policies is one of the easiest ways to save.
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Average Bundled Savings
$757.35
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Average customer savings based on an average of new SelectQuote auto and home insurance policyholders between 1/9/2020 and 1/10/2021. Individual savings may vary and are not guaranteed. Coverages and discounts are subject to state availability and individual eligibility.

See the Savings When Bundling Home and Auto Insurance

Bundling your home and auto insurance policies is one of the best ways to get a significant discount on your insurance coverage. SelectQuote customers save an average of $693 on their home and auto insurance bundle. Additional discounts may even be applied to increase savings on your home and car insurance rates.
Whether you’re shopping for a brand new insurance policy for your home or car or simply looking to switch and save, SelectQuote can help. We offer free home and auto insurance quotes in all states.

Average Home and Auto Insurance Rates

Typically, average monthly home and auto insurance rates are more expensive individually than bundled. The cost savings of a home and auto insurance bundle can help you stay within your budget without sacrificing coverage.
Home and car insurance rates will vary based on where you live. The following average monthly rates represent real SelectQuote customers across the country.
Average Home Insurance RateAverage Auto Insurance RateAverage Home and Auto Insurance Bundle Rate
$125.38/month$170.61/month$281.19/month
Average monthly rates are from effective SelectQuote customer policies between 4/1/2022 and 3/31/2023.

Other Ways to Save on Auto and Home Insurance

Bundling home and auto insurance policies isn’t the only way to save on your insurance. Many insurance carriers offer discounts. Eligibility for these discounts will vary, but some of the most common car insurance discounts include:
  • Customer loyalty discounts
  • Safe driving discounts
  • Professional discounts
  • Student discounts
  • Low mileage discounts
Homeowners insurance discounts include:
  • Discounts for installing home security systems
  • Discounts for upgrading your roof, electrical, heating, or plumbing systems
  • New home discounts
  • Discounts for paying premiums annually versus monthly
It’s important to ask about any possible home and auto insurance discounts that are available to you. SelectQuote can help you by providing homeowners and car insurance quotes that take every insurance discount opportunity into account.

Best Home and Auto Insurance Bundles

SelectQuote can help you find the right insurance, whether you’re re-shopping for a lower rate or purchasing an insurance policy for the first time. We are able to shop the market from highly rated carriers to find the best home and auto insurance quotes tailored to meet your needs. Get a free quote today and let SelectQuote find the right car and home insurance coverage for you.

Benefits of Shopping Bundled Insurance with SelectQuote

  • Free Personalized Quotes: In just minutes, we can compare prices and coverages from some of the most trusted home and auto insurance companies to find the right coverage for you. We’ll help you understand the different types of coverages available, look for discounts, and answer any questions you may have about your car and home insurance quote.
  • Your Advocate: Our licensed agents will help you navigate the complexities of buying home and auto insurance. We’ll walk you through the application process and work as your advocate with the insurance carrier you choose.
  • Your Resource: After purchasing your policy, SelectQuote is here to help with any problems you may have, help you shop for additional coverage, and help you re-shop your policy each year to make sure you’re still getting the most coverage for the best price.

Read Our Home and Car Insurance Reviews


FAQs When Bundling Auto and Home Insurance

What determines your auto and home insurance rates?

When shopping for home and auto insurance, it’s important to understand what determines your insurance rates. Your home and auto insurance rates are impacted by factors like:
  • The city and state you live in
  • Your age
  • Your driving record
  • Your claims history
  • Your vehicle type and vehicle usage
  • Your credit score (in most states)
  • The age of your house
  • If you’ve made any renovations to your home
  • The location of your home

When is the best time to bundle my insurance?

The best time to bundle is when you are shopping for new policies or nearing the renewal of your current coverage. Bundling at the start of a policy or during renewal can maximize your savings and ensure consistent coverage.

What happens if I cancel one of the bundled policies?

If you cancel one of the bundled policies, you may lose the discount and face a higher rate on the remaining policy. It’s best to check with your insurer about how canceling one policy could affect your overall premium.

Is multi-policy discount different from bundling?

A multi-policy discount is a type of bundling, but it specifically refers to receiving a discount for holding more than one policy with the same insurer. Bundling generally refers to combining auto and home policies together for a better rate.

What if I’m not ready to buy more than one policy right now?

If you're not ready to bundle, you can always revisit the option later. Many insurers offer discounts and incentives for bundling once you have both policies in place.

I already have bundled insurance, is it possible to save more money?

Yes, it’s possible. Some insurers may offer additional discounts or incentives for increasing coverage, updating your policies, or qualifying for loyalty rewards. It's worth reviewing your policy regularly to ensure you're getting the best deal.

Is it really cheaper to bundle home and auto insurance?

Bundling home and auto insurance typically earns you a multi-policy discount. On average, SelectQuote customers save up to $693 by bundling insurance.

Let SelectQuote Bundle Home and Auto Insurance to Save You Time and Money

If you’re ready to see how much money you can save by bundling home and auto insurance, we can help you get started today. Our licensed agents will take the time to get to know you and your coverage needs to match you with the right policy and carrier for you. Filling out our quote form takes only a few minutes, and we’ll work to save you money by bundling your home and auto insurance with us.