American Amicable Life Insurance with SelectQuote

American Amicable Group is a life insurance company that has been faithfully protecting generations since 1910. The company’s life insurance and annuity products are developed to ensure protection, wealth creation, and estate preservation. With a mission to provide innovative products that meet the individual needs of families, American Amicable has grown to manage over $25 billion in in-force life insurance.

Today, American Amicable is a member of iA Financial Group, one of the largest and most stable financial institutions in North America, with over $200 billion in assets under management. This global backing reinforces American Amicable’s financial stability, evidenced by its A (Excellent) rating from A.M. Best. Historically anchored in its iconic ALICO Building headquarters, the company remains dedicated to its mission of providing simplified, reliable coverage, having paid out over $181 million in claims in 2025 alone.

Interested in learning more about American Amicable? We can compare prices and coverage from multiple top-rated carriers in just minutes.

American Amicable Life Insurance Ratings

American Amicable consistently receives high marks for its financial strength and ability to meet policyholder obligations. We partner with carriers like American Amicable so you can feel confident shopping for life insurance with us.

A

(Excellent)

*Score updated September 2025
*Ratings range: A++ to S (Superior to Suspended)

Life Insurance Products American Amicable Life Insurance Offers Through SelectQuote

American Amicable is a leader in "Simplified Issue" life insurance. Their application process is designed to be fast, often requiring no medical exams or lab work—just a simple health questionnaire.

Final Expense Insurance (Senior Choice)

Designed for individuals aged 50 to 85, this whole life policy helps cover end-of-life expenses, including funeral costs and medical bills. Because it is permanent insurance, the premiums never increase, and the policy builds cash value over time.

• Immediate Death Benefit: Provides full coverage from Day 1.

• Graded Death Benefit: Provides a limited payout for the first two years (30% in year one, 70% in year two) and full coverage thereafter.

• Coverage Amounts: Up to $50,000 for ages 50–75 and up to $25,000 for ages 76–85.

Term Life Insurance

American Amicable offers affordable term lengths with simplified underwriting. A standout feature is their "Return of Premium" (ROP) option, which can refund 75% of your paid premiums at the end of the term if the death benefit is not used.

Who is American Amicable Life Insurance best for?

American Amicable is an ideal choice for seniors and individuals who want a fast, hassle-free application process. Because they specialize in simplified underwriting, they are an excellent option for those who want to avoid medical exams or those with moderate health conditions. They also offer unique flexibility, such as Social Security Calendar Billing, which aligns your premium payments with your benefit checks.

Why shop American Amicable Life Insurance with SelectQuote?

Navigating life insurance options on your own can be time consuming. At SelectQuote, we offer unbiased quotes from American Amicable and other top carriers to ensure you get the right coverage at the best possible price. We specialize in finding the niche strengths of carriers like American Amicable—such as their excellent ROP (Return of Premium) terms—to benefit you.