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Shop Americo Life Insurance with SelectQuote
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Location
Kansas City, MO
Established
1946
NAIC
#61999
Americo Life Insurance with SelectQuote
For over 100 years, Americo Life, Inc.’s family of insurance companies has upheld their commitment to providing quality life insurance and annuity products to people and families like you. Americo Life Insurance, formerly Americo Financial Life and Annuity Insurance Company, was founded in 1946 and now boasts decades of experience keeping customers protected through a diverse portfolio of products.
Americo Life Insurance provides a range of policy options, with an emphasis on final expense coverage for seniors, and has received industry recognition for its financial stability. Interested in exploring your life insurance options from Americo? We can help.
Americo Life Insurance Ratings
Americo has received high ratings from the A.M. Best rating system. We partner with life insurance companies like Americo, so you can feel confident shopping for life insurance policies with SelectQuote.
A.M. Best
A
(Excellent)
Scores updated September 2024
Americo vs. The Industry Average
The average cost of a life insurance policy depends on a variety of factors, including your age, gender, location, health, lifestyle, and the type of policy you purchase. Americo Life Insurance offers competitive rates for a variety of life insurance policies. Consider Americo vs. the industry average monthly rate for a $10,000 final expense policy.
| Age and Gender | Industry Average Annual Rate | Americo Life Insurance Annual Rate |
|---|---|---|
| 50-year old female | $34 | $34.08 |
| 50-year old male | $47 | $39.97 |
Rates pulled September 2023
Americo Life Insurance Products Offered Through SelectQuote
Americo Life Insurance offers simplified issue final expense insurance through SelectQuote. Final expense insurance can help cover the cost of funeral expenses, credit card debt, medical bills, and any other debt you don’t want to pass on to your loved ones. This type of coverage is a great alternative to traditional term or whole life insurance, and it does not require a medical exam. This makes it a good option for both seniors and individuals with health complications. Americo’s simplified issue product, Eagle Premier, offers coverage up to $40,000 and includes features like an accelerated benefit payment rider and accidental death benefit rider at no additional cost.
Who is Americo best for?
Americo offers final expense insurance through SelectQuote. This type of policy can benefit many policyholders but is optimal for people who may have trouble qualifying for a traditional term or permanent policy due to age or health status. This includes seniors, people with pre-existing conditions, or people with lifestyle risks such as a history of smoking. Eagle Premier is offered to nonsmoking people aged 40-85 and those who smoke aged 40-80. Eagle Premier offers a Quit Smoking advantage in which the policyholder pays the nonsmoker premium in the first three years and continues to receive this rate if they provide evidence that they have stopped smoking for 12 consecutive months.
Does Americo require medical exams?
Final expense insurance does not require a medical exam, but you may have to answer some health questions.
Can I get a free life insurance quote from Americo?
When you shop with SelectQuote, you can get a free life insurance quote from highly rated carriers like Americo in just minutes.
Is the life insurance application process easy with Americo?
The life insurance application process is made easy when you work with SelectQuote. We’ll serve as a trusted resource, making sure your application process goes smoothly.
Why Shop Americo Life Insurance with SelectQuote?
At SelectQuote, we want to help remove as many barriers as possible to obtaining insurance and protecting your loved ones. We can shop some of the most trusted life insurance companies in the nation—like Americo Life Insurance—in just minutes to find the coverage you need at a price that works for your budget.
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Explore Other Life Insurance Companies with SelectQuote
The life insurance companies we work with have been carefully chosen to provide favorable rates for all types of health conditions, from those in excellent health to people with certain medical and lifestyle risks. We can help you figure out what coverage and life insurance carrier is right for you and your family.
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