Shop Prudential Life Insurance with SelectQuote.
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Location
Phoenix, AZ
Established
1971
NAIC
#79227
Prudential Life Insurance With SelectQuote
Pruco Life Insurance is a subsidiary of Prudential Financial, one of the largest life insurance providers in the world. Founded in 1875, Prudential has grown to over 50 million customers, manages over $4 trillion in life insurance worldwide, and operates in over 40 countries.
Prudential has exceptional industry standing and is known for its market stability and customer satisfaction. With Prudential's broad portfolio of products and services, many consumers have found the right fit for their coverage needs. Purchasing life insurance from highly rated insurance carriers like Prudential is easy with the help of SelectQuote. Get started with your free quote today.
Prudential Life Insurance Company Ratings
Prudential Life Insurance has received high ratings from the A.M. Best rating system. SelectQuote partners with life insurance companies like Prudential Life so you can feel confident shopping for life insurance policies with us.
A.M. Best
A+
(Superior)
Scores updated August 2026
How much does Prudential life insurance cost?
The average cost of a life insurance policy depends on a variety of factors, including your age, gender, location, health, lifestyle, and the type of policy you purchase. Below are the average costs of a 20-year, $500,000 SimplyTerm rates for men and women of different ages.
Age and Gender | Monthly Rate |
|---|---|
30-year old male | $33.83 |
30-year old female | $22.17 |
40-year old male | $48.41 |
40-year old female | $32.17 |
50-year old male | $90.91 |
50-year old female | $62.16 |
Rates pulled October 2026
Life Insurance Products Prudential Offers Through SelectQuote
If you're considering a Prudential life insurance policy, you can explore their simplified coverage options through SelectQuote:
SimplyTerm (Simplified Issue): SimplyTerm is Prudential's streamlined term life insurance product offered through SelectQuote. It provides strong financial protection with flexible term options while skipping the hassle of traditional underwriting.
At SelectQuote, we'll get to know your situation and shop life insurance policies from some of the most trusted insurance companies in the nation, such as Pruco Life Insurance Company, to find the policy that's right for you.
What is Prudential SimplyTerm life insurance?
Prudential SimplyTerm is a modern, streamlined term life insurance policy designed to make getting coverage fast and easy. As a Simplified Issue product, it eliminates the long waiting periods and friction associated with traditional, fully underwritten applications. That means you can secure reliable financial protection quickly without waiting weeks for medical exams or extra paperwork.
The Benefits of Prudential's Simplified Issue Process
Prudential is leading the industry shift toward a faster, customer-first application experience. When you apply for a Simplified Issue policy with Prudential through SelectQuote, you'll enjoy a friction-free process with less paperwork and fewer delays. It's an easy, stress-free way to get the life insurance coverage you need right when you need it.
Who is Prudential best for?
Prudential is an excellent fit for individuals looking for fast, hassle-free term life insurance. By transitioning toward Simplified Issue products like SimplyTerm, Prudential offers customers a streamlined application process and fast approvals. Unlike traditional life insurance that can involve lengthy delays and extensive medical underwriting, Prudential helps you lock in your family's financial protection quickly and easily.
FAQs About Prudential Life Insurance
Does Pruco Life require medical exams?
Like most life insurance policies, Prudential Life Insurance will require a life insurance medical exam as part of the application process. While it can seem intimidating, this process is actually quick and easy, taking less than an hour to complete, and can be conducted wherever is easiest for you—your home, work, or an exam center.
Can I get a free life insurance quote from Prudential?
At SelectQuote, we can provide you with a free life insurance quote from some of the mot trusted insurance company brands in the nation, such as Prudential.
How long does Pruco Life take to pay out a life insurance claim?
In general, it shouldn't take more than 60 days to receive a life insurance payout, regardless of the life insurance carrier. In most instances, the payout can happen in as little as 10 to 14 days, but if there are complicated circumstances, it could take longer.
Why Shop Prudential Life Insurance with SelectQuote?
At SelectQuote, we work with some of the most trusted insurance companies in the nation—including Prudential Life Insurance—to provide our customers with the greatest options for life insurance coverage. In just minutes, we can compare the coverage and rates available to you to find you the right policy with the right carrier at the right price.
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Explore Other Life Insurance Companies with SelectQuote
The life insurance companies we work with have been carefully chosen to provide favorable rates for all types of health conditions, from those in excellent health to people with certain medical and lifestyle risks. We can help you figure out what coverage and life insurance carrier is right for you and your family.
