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Location
Phoenix, AZ
Established
1971
NAIC
#79227
Prudential Life Insurance With SelectQuote
Pruco Life Insurance is a subsidiary of Prudential Financial, one of the largest life insurance providers in the world. Founded in 1875, Prudential has grown to over 50 million customers, manages over $4 trillion in life insurance worldwide, and operates in over 40 countries.
Prudential has exceptional industry standing and is known for its market stability and customer satisfaction. With Prudential's broad portfolio of products and services, many consumers have found the right fit for their coverage needs. Purchasing life insurance from highly rated insurance carriers like Prudential is easy with the help of SelectQuote. Get started with your free quote today.
Prudential Life Insurance Company Ratings
Prudential Life Insurance has received high ratings from the A.M. Best rating system. SelectQuote partners with life insurance companies like Prudential Life so you can feel confident shopping for life insurance policies with us.
A.M. Best
A+
(Superior)
Scores updated September 2024
How much does Prudential life insurance cost?
The average cost of a life insurance policy depends on a variety of factors, including your age, gender, location, health, lifestyle, and the type of policy you purchase. Prudential Life Insurance offers competitive rates for a variety of term and permanent life insurance policies. Below is the average cost of a 20-year, $500,000 Prudential term life insurance plan for men and women of different ages.
| Age and Gender | Monthly Rate |
|---|---|
| 30-year old male | $34.82 |
| 30-year old female | $27.32 |
| 40-year old male | $45.65 |
| 40-year old female | $40.65 |
| 50-year old male | $100.21 |
| 50-year old female | $86.47 |
Rates pulled July 2023
Life Insurance Products Prudential Offers Through SelectQuote
If you are considering a Prudential life insurance policy, you can find two types of life insurance coverage through SelectQuote:
- Term Life Insurance: Term life insurance is a common policy choice due to its affordability and flexibility. Term Essential, Prudential’s term life insurance product offered through SelectQuote, offers term lengths ranging from 10-30 years and the opportunity to convert to a permanent policy under certain stipulations.
- Universal Life Insurance: Universal life insurance is a type of permanent life insurance, which is designed to last your entire lifetime and also comes with a cash value savings component. For universal life insurance policies, the interest rate earned on the cash value is subject to change, as compared to other types of permanent life insurance with a fixed interest rate. The universal life (UL) insurance products offered through SelectQuote are Essential Universal Life, Founders Plus Universal Life, Index Advantage Universal Life, SUL Protector, and Survivorship Index Universal Life. Keep in mind that Index Advantage and Founders Plus are only available for customers outside of New York state.
At SelectQuote, we’ll get to know your situation and shop life insurance policies from some of the most trusted insurance companies in the nation, such as Pruco Life Insurance Company, to find you the policy that’s right for you.
Who is Prudential best for?
Given the variety of universal life insurance plans offered, Prudential Life Insurance is a great fit for those interested in using life insurance both for financial protection and as a savings and investment tool. The cash value of a universal life insurance policy can be used toward your premiums, invested, or even used to supplement retirement costs. It also has a reputation for being a good carrier for older adults, ranking as the second-best life insurance company for seniors by U.S. News.
Does Pruco Life required medical exams?
Like most life insurance policies, Prudential Life Insurance will require a life insurance medical exam as part of the application process. While it can seem intimidating, this process is actually quick and easy, taking less than an hour to complete, and can be conducted wherever is easiest for you—your home, work, or an exam center.
Can I get a free life insurance quote from Prudential?
At SelectQuote, we can provide you with a free life insurance quote from some of the mot trusted insurance company brands in the nation, such as Prudential.
How long does Pruco Life take to payout life insurance?
In general, it shouldn't take more than 60 days to receive a life insurance payout, regardless of the the life insurance carrier. In most instances, the payout can happen in as little as 10-14 days, but if there are complicated circumstances, it could take longer.
Why Shop Prudential Life Insurance with SelectQuote?
At SelectQuote, we work with some of the most trusted insurance companies in the nation—including Prudential Life Insurance—to provide our customers with the greatest options for life insurance coverage. In just minutes, we can compare the coverage and rates available to you to find you the right policy with the right carrier at the right price.
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Explore Other Life Insurance Companies with SelectQuote
The life insurance companies we work with have been carefully chosen to provide favorable rates for all types of health conditions, from those in excellent health to people with certain medical and lifestyle risks. We can help you figure out what coverage and life insurance carrier is right for you and your family.
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