Learn About Neptune with SelectQuote

Neptune is the largest private flood insurance provider in the U.S., offering a modern, technology-driven alternative to the government-backed National Flood Insurance Program (NFIP). Utilizing proprietary artificial intelligence through its Triton® platform, Neptune provides primary and excess flood insurance for residential, commercial, and condominium properties across all 50 states and Washington, D.C.

Neptune is recognized for its industry-leading speed, allowing homeowners to receive a quote and bind a policy in under two minutes without requiring an elevation certificate. Backed by a panel of global insurance partners—all rated A- (Excellent) or better by AM Best—Neptune offers broader coverage options than the NFIP, including higher dwelling limits up to $4 million and unique protections for basements, pools, and temporary living expenses.

Learn more about the innovative insurance carriers like Neptune that SelectQuote partners with to help you secure comprehensive and affordable protection for your home.

Navigating the risks of rising waters is made easier with the help of SelectQuote’s licensed agents, who can help you explore Neptune’s advanced private flood coverage in just minutes. We provide a transparent comparison of premium features to ensure your home and belongings are shielded beyond the limits of the standard NFIP policy.