North Dakota Medicare: Medicare Advantage Plans in North Dakota

Medicare Advantage Plans in North Dakota

No obligation to enroll

How Do Medicare Advantage Plans in North Dakota Work?

For North Dakota residents age 65 and older, now is the time to start thinking about Medicare Insurance healthcare coverage and what to expect from a Medicare Advantage (MA) plan. Medicare, a federally administered program, is the main source of health insurance coverage for North Dakota residents 65 years of age and older.

If you’re looking for information on Medicare Advantage plans, it’s good to start with the basics. Medicare Advantage is also known as Medicare Part C. These plans offer North Dakota residents a way to receive both Medicare Part A (hospital insurance) and/or Medicare Part B (medical/doctor’s office insurance) coverage. Medicare Advantage plans in North Dakota are offered by private insurance companies, are approved by Medicare, offer at least the same level of coverage as Medicare Parts A and B and often include additional coverage.

Compare Medicare plans and request a free quote today!

Get a Free Quote

No obligation to enroll

How Is Eligibility for a Medicare Advantage Plan Determined in North Dakota?

Knowing if you’re eligible for Medicare Part C is the same as being eligible for Medicare Part A and Medicare Part B. If you’re eligible for Parts A and B, you’re also good for Part C, assuming you reside in a county/zip code where MA plans are sold. Copayments, coinsurance and deductibles vary depending on the Medicare Advantage plan in which you enroll.

North Dakota residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance plan at the same time. A Medicare Supplement Insurance plan may help cover some of the gaps in coverage such as copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by a Medicare Advantage Plan in North Dakota?

Any resident of North Dakota looking for prescription drug coverage should consider a Medicare Part C plan, since some Medicare Advantage plans may have a Medicare Prescription Drug plan. A Medicare Advantage plan with prescription drug coverage is called a MAPD plan.

Most Popular North Dakota Medicare Advantage Plans

Finding the right Medicare Advantage plan in North Dakota is as unique as the person the plan is for. Among North Dakota residents who are enrolled in Medicare Advantage, the majority (98%) choose a Local PPO, while 2% choose an HMO/HMOPOS plan, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in North Dakota for your needs and budget.

You can become more informed about Medicare Advantage plans available in North Dakota by contacting a SelectQuote licensed insurance agent to guide you through the Medicare maze. Acting as your advocate, our licensed insurance agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that’s right for you.

Get a Free Quote

No obligation to enroll

North Dakota Medicare Advantage Plan Enrollment Period

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in North Dakota opens for residents prior to turning age 65 or earlier for those younger and with certain conditions. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends three months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a North Dakota resident with a February birthday, your IEP runs from November through May.

You may also enroll in a Medicare Advantage plan during the Medicare Annual Enrollment Period, which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, North Dakota residents can:

Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
Change from one Medicare Advantage Plan to another
Switch from one Prescription Drug (Part D) plan to another
Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, North Dakota residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a North Dakota Medicare Advantage Plan Right for You?

When you’re ready to enroll, SelectQuote can help ensure you are getting all the benefits available to you and help you stay up-to-date with annual changes made to Medicare plans by insurance companies. As an independent and trusted third-party company, SelectQuote is here to help you find the right Medicare Advantage plan in North Dakota to meet your needs.

To ensure you are getting all the benefits you need, call or complete your online form today. Let SelectQuote’s experienced licensed insurance agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Get a Free Quote

No obligation to enroll

Looking for an affordable Medicare plan? Let us help.

Call SelectQuote

We’ll call you.