Massachusetts Medicare: Medicare Advantage Plans in Massachusetts (MH)

Medicare Advantage Plans in Massachusetts

No obligation to enroll

What Are the Medicare Advantage Plan Offerings in Massachusetts?

For residents of Massachusetts who are approaching age 65, it’s time to learn about Medicare options. The federally administered Medicare program is a primary source of healthcare coverage for those age 65 and older in Massachusetts. One option to consider for your Medicare needs is a Medicare Advantage (MA) plan in Massachusetts.

A Medicare Advantage plan is also referred to as Medicare Part C. No matter which name is used, a Medicare Advantage plan is a way for Massachusetts residents to receive coverage from both Medicare Part A, hospital insurance, and Medicare Part B, medical/doctor’s office insurance. Medicare Advantage plans in Massachusetts are offered by private insurance companies, are approved by Medicare, offer at least the same coverage as Medicare Parts A and B and often include additional benefits.

Compare Medicare plans and request a free quote today!

Get a Free Quote

No obligation to enroll

Am I Eligible for a Medicare Advantage Plan in Massachusetts?

Figuring out eligibility for Medicare Advantage in Massachusetts is simple. First, learn if Medicare Advantage plans are sold in the county or zip code where you reside. If so, and you’re already eligible for Medicare Parts A and B, you’re also eligible for Medicare Part C/Medicare Advantage insurance. Copayments, coinsurance and deductibles vary depending on the Medicare Advantage plan in which you enroll.

Massachusetts residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance plan at the same time. A Medicare Supplement plan (Medigap) helps cover some of the gaps in coverage like copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are Prescription Drugs Covered by Medicare Advantage Plans in Massachusetts?

Any resident of Massachusetts who is looking for prescription drug coverage should consider a Medicare Part C plan, as some Medicare Advantage plans may include a Medicare Prescription Drug plan. A Medicare Advantage plan including prescription drug coverage is called a MAPD plan.

Most Popular Medicare Advantage Plans in Massachusetts

Finding the right Medicare Advantage plan in Massachusetts is as unique as the person the plan is there to support. Among Massachusetts residents enrolled in a Medicare Advantage plan, 62% choose an HMO/HMOPOS, while 35% are enrolled in a Local PPO, as reported by the Centers for Medicare & Medicare Services (CMS.gov). Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan in Massachusetts for your needs.

You can become more informed about Medicare Advantage plans available in Massachusetts by contacting a SelectQuote licensed insurance agent to guide you through the Medicare maze. Acting as your advocate, our licensed insurance agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to accommodate your budget and needs.

Get a Free Quote

No obligation to enroll

Massachusetts Medicare Advantage Enrollment Periods

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Massachusetts opens for residents prior to turning age 65 or earlier in special disability cases. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends three months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Massachusetts resident with a May birthday, your IEP runs from February through August.

You may also enroll in a Medicare Advantage plan during the Medicare Annual Enrollment Period, which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Massachusetts residents can:

Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
Change from one Medicare Advantage Plan to another
Switch from one Prescription Drug (Part D) plan to another
Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Massachusetts residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Massachusetts Medicare Advantage Plan Right for You?

SelectQuote’s licensed insurance agents can help to ensure you’re getting all the benefits available to you. We can also make sure you’re staying up-to-date with annual changes to Medicare plans made by insurance companies. As a trusted independent third-party company, SelectQuote is here to help Massachusetts residents find the right Medicare Advantage plan for their needs.

To ensure you are getting all the benefits you need, call or complete your online form today. Let SelectQuote’s experienced licensed insurance agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Get a Free Quote

No obligation to enroll

Looking for an affordable Medicare plan? Let us help.

Call SelectQuote

We’ll call you.