What Do I Need to Know About Medicare Supplement Insurance Plans in Ohio?

For Ohio residents approaching age 65, learning about Medicare, including Medicare Supplement Insurance plans, is an important step. Medicare Supplement Insurance plans can help cover expenses, like coinsurance, deductibles and copayments, that Medicare Parts A and B do not cover. If you’re looking for a way to cover these types of out-of-pocket costs, an Ohio Medicare Supplement Insurance plan may be something to consider. These plans, also known as Medigap, are available to purchase from private insurance companies throughout the state of Ohio.

Supplement Plans: Ohio - Section 1 (What Do I Need to Know...) - Right Column - Image

In 2023, Ohio residents have many Medigap or Medicare Supplement plans from which to choose. These include basic benefits from Plans A, B, D, G, K, L, M and N. Medigap Plans C, E, F, H, I and J are no longer available to those who are newly eligible to Medicare, but those already enrolled in these plans are grandfathered in.

As of January 1, 2020, Medicare Supplement Insurance plans no longer sell Medigap Plans C or F to newly eligible Medicare members. Anyone enrolled in a Medigap Plan C or F on or before December 31, 2019 has been grandfathered in and will be able to continue to use their plan as long as their premiums are paid.

Ohio residents looking for a Medicare Supplement Insurance plan should first look at their specific coverage needs to determine what Medigap plan to consider.

Compare Medicare plans and request a free quote today!

Get a Free Quote

No obligation to enroll

Most Popular Medicare Supplement Insurance Plans in Ohio

The statistics below provide an overview of the most popular Medigap plans chosen by Ohio residents. Insurance companies that offer government-approved Medicare Supplement Insurance plans offer the same basic benefits, but those plans may come at different prices based on your place of residence and insurance carrier. Each insurer may not offer each of the available Medigap plans.

As reported by America’s Health Insurance Plans (AHIP), 613,846 Ohio beneficiaries had Medigap coverage in 2021. Below is the breakdown of the number of Ohio enrollees by Medigap plan type.

Plan	A	B	C	D	E	F	G	H	I	J	K	L	M	N
Enrollment #	2,199	2,053	30,304	4,573	969	215,591	252,166	396	1,837	8,035	2,312	2,687	35	89,346

Source: AHIP (2021)

While a Medigap policy will help pay for things like copayments, coinsurance and deductibles not covered by Medicare Parts A and B, it is important to note that your Ohio Medicare Supplement Insurance plan does not include prescription drug coverage. However, you can buy an additional Medicare Prescription Drug plan or consider an Ohio Medicare Advantage plan.

Learn more about your Medicare Supplement Insurance plan options in Ohio by working with a SelectQuote licensed insurance agent. Acting as your advocate, our team can guide you through the Medicare maze to better understand Medigap plan options and answer any questions you might have throughout the process. SelectQuote individually shops more than 20 national insurance companies to help you compare Medicare plans in Ohio.

Ohio residents cannot be enrolled in a Medicare Supplement (Medigap) Insurance plan and a Medicare Advantage Insurance plan at the same time. A Medigap plan cannot be used for payment of any expenses for a Medicare Advantage plan.

When is the Enrollment Period for Ohio Medicare Supplement Plans?

Initial enrollment timeframes are very important. Enrollment for Medicare Supplement Insurance plans in Ohio begins the first day of the month you turn 65 years old. In some special cases, enrollment could happen prior to this time. You also must be enrolled in both Medicare Parts A and B in order to get a Medicare Supplement Insurance plan.

Ohio residents have a six-month window surrounding the birth month to buy a Medicare Supplement Insurance plan. Ohio residents under the age of 65 can check with the Social Security Administration office for additional enrollment periods.

The best time to enroll in a Medicare Supplement Insurance plan is during the initial six months you are eligible for Medicare. At the age of 64 and 6 months, you can begin to make important Medicare choices, so enroll as soon as you’re eligible. During this important six-month period, companies that offer Medicare Supplement Insurance plans cannot use underwriting. However, if you apply for Medicare Supplement Insurance outside of this six-month timeframe, you will be subject to a physical exam. If you apply for Medigap coverage after the first six months of eligibility, a company can refuse to sell you a plan or may adjust your premiums depending on your current health status and pre-existing health conditions.

Is an Ohio Medicare Supplement Insurance Plan Right for You?

As an independent third-party company that specializes in helping consumers understand the ins and outs of Medicare, SelectQuote is here to help you understand the Medicare insurance options available to you. Our licensed insurance agents will help you access all the Medicare benefits you’re eligible for and keep you up-to-date on annual plan changes made by insurance companies. As a trusted Medicare specialist, SelectQuote will help you find the right Ohio Medicare Supplement Insurance plan to meet your needs.

To ensure you are getting all the benefits you need, call to speak with a licensed insurance agent or complete your online form today. Let our team simplify the Medicare enrollment process by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.