Louisiana Medicare: Medicare Advantage Plans in Louisiana (LA)

Medicare Advantage Plans in Louisiana

No obligation to enroll

How Do Medicare Advantage Plans in Louisiana Work?

It’s important to know where you stand regarding Medicare healthcare coverage at age 65. The federally administered program is a primary source of healthcare coverage for Louisiana residents 65 years of age and older. One option you may want to consider is a Medicare Advantage plan in Louisiana.

Medicare Advantage plans, also known as Medicare Part C, offer Louisiana residents a way to receive both hospital insurance coverage from Medicare Part A and medical/doctor’s office insurance coverage from Medicare Part B. Residents of Louisiana can obtain Medicare Advantage plans offered by private insurance companies. Advantage plans are approved by Medicare, offer at least the same level of coverage as Medicare Parts A and B and often include additional benefits.

Compare Medicare plans and request a free quote today!

Get a Free Quote

No obligation to enroll

Who Is Eligible for a Medicare Advantage Plan in Louisiana?

If you’re eligible for Medicare Part A and Medicare Part B and live in an area where Medicare Advantage plans are sold, you’re eligible for a Medicare Advantage plan/Part C. Copayments, coinsurance and deductibles vary depending on the Medicare Advantage plan in which you enroll.

Louisiana residents cannot be enrolled in a Medicare Advantage Plan and a Medicare Supplement Insurance plan at the same time. A Medicare Supplement plan can help cover some of the gaps in coverage that include copayments, coinsurance and deductibles that aren’t covered by Medicare Parts A and B.

Are My Prescription Drugs Covered in Medicare Advantage Plans in Louisiana?

Any resident of Louisiana looking for prescription drug coverage should consider a Medicare Part C plan, because some Medicare Advantage plans may include a Medicare Prescription Drug plan. A Medicare Advantage plan with prescription drug coverage is called a MAPD plan.

Most Popular Medicare Advantage Plans in Louisiana

Finding the right Medicare Advantage plan in Louisiana is as unique as the person the plan is for. Among Louisiana residents enrolled in a Medicare Advantage plan, 82% are enrolled in an HMO/HMOPOS plan, while 17% are enrolled in a Local PPO, as reported by the Centers for Medicare & Medicare Services. Knowing how much Medicare plan coverage you need will help you determine the right Medicare Advantage plan for your needs.

You can become more informed about Medicare Advantage plans available in Louisiana by contacting a SelectQuote licensed insurance agent to guide you through the Medicare maze. Acting as your advocate, our licensed insurance agents help you weigh the Medicare Advantage plan options in your area, understand costs and answer questions throughout the process. SelectQuote individually shops more than 20 national insurance companies to help find a plan that accommodates your needs and budget.

Get a Free Quote

No obligation to enroll

Louisiana Medicare Advantage Enrollment Period

Enrollment in a Medicare Advantage plan occurs during specified enrollment periods. Medicare enrollment in Louisiana opens for residents prior to turning age 65 or earlier for those younger and with certain conditions. The Initial Enrollment Period (IEP) runs for seven months.

IEP begins three months before turning age 65, including the birthday month, and ends three months after the birthday month. It is also the time allotted for enrollment in Medicare Parts A, B, C and D. For example, if you’re a Louisianan with a January birthday, your IEP runs from October through April.

You may also enroll in a Medicare Advantage plan during the Medicare Annual Enrollment Period, which occurs annually each fall. Medicare’s AEP runs from October 15 through December 7 each year. The key dates for AEP are as follows:

Oct. 15 – Annual Enrollment Period Begins

Dec. 7 – Annual Enrollment Period Ends

Jan. 1 – First Date Coverage can start

During the Annual Enrollment every year, Louisiana residents can:

Switch from Medicare Parts A and B (Original Medicare) to a Medicare Advantage (Part C) plan
Change from one Medicare Advantage Plan to another
Switch from one Prescription Drug (Part D) plan to another
Add a Prescription Drug (Part D) plan if you didn’t enroll when first eligible for Medicare

In addition to AEP, Louisiana residents who are enrolled in a Medicare Advantage plan can make a one-time plan change during the Open Enrollment (OEP) period, which occurs each year from January 1 through March 31. There are also Medicare Special Enrollment Periods (SEP) you may be able to enroll in Medicare or make changes to your existing Medicare Advantage coverage because of certain events and life changes, such as moving or losing employer coverage.

Is a Louisiana Medicare Advantage Plan Right for You?

SelectQuote can help ensure you’re getting all the benefits available to you while staying up-to-date with annual changes to Medicare plans made by insurance companies. As a trusted independent third-party company specializing in helping consumers understand their Medicare options, SelectQuote is ready to help you find the right Medicare Advantage plan for your needs.

To ensure you are getting all the benefits you need, call or complete your online form today. Let SelectQuote’s experienced licensed insurance agents simplify the Medicare maze by comparing rates and independently shopping insurance companies to help you find an affordable option that meets your unique needs.

Get a Free Quote

No obligation to enroll

Looking for an affordable Medicare plan? Let us help.

Call SelectQuote

We’ll call you.