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Save money on home and auto insurance.
We save customers an average of $693 per year on auto and home insurance. Let us help you find your best rate in just minutes.
Making Home Insurance More Affordable
Securing home insurance is a necessary part of purchasing and owning a home. Working with SelectQuote makes it easy to find out if you’re eligible for any policy-related home insurance discounts.Can home improvements help me save money?
If you’re looking for ways to save on your home insurance policy, you may want to consider making certain installations and renovations to your house and property. A well-maintained home is less likely to require repairs because of deterioration and neglect, resulting in few claims filed, saving you and your insurance company money. Many carriers offer discounts for improvements like:
- Installing a home security system
- Improving electrical, plumbing or heating systems
- Replacing your roof with impact-resistant shingles
- Adding sensors to detect smoke, gas, water leaks and temperature changes
- Investing in a generator to ensure A/C, sump pumps, heaters and refrigerators continue to run
- Cutting back and trimming dead trees and brush
Consider Bundling for a Discount
Another way to save on insurance is by
, like home and auto. While this may seem overwhelming, we can help you figure out your best opportunities to bundle insurance in just minutes. Customers who bundle with us save nearly $700 a year on home and auto insurance.
Other Ways to Save Money on Home Insurance
When it comes to home insurance, there are several ways for you to save:New Construction or New HomeIf you have a recently built or newly purchased home, you may be able to save on coverage. You could potentially qualify for a discount if you recently built the home or bought it within the past 12 months. This is because new homes have less wear and tear, so they typically require less repairs and insurance claims in the near future.Association with a Certain GroupIn some cases, being connected to a particular organization or affiliated with a specific group can provide opportunities for discounts on home insurance. For example, members of the military, first-time homeowners, some homeowners associations (HOAs), and gated communities could potentially qualify for home insurance discounts. Additionally, married couples and widows may be eligible for discounts.Personal Health and Credit ScoreIn many cases, good personal health and a strong credit score (700+) can help net a discount on homeowners insurance. A good credit score can show carriers that you’re responsible with your finances, making you less of a risk to insure. Maintaining good health can reduce the risk of accidents or injuries on the property, which could influence insurance premiums. However, it’s important to consider the impact of good health on your rates may vary depending on the insurance provider and specific policy terms.
Non-Smoking DiscountThousands of house fires are caused every year by smoking. If you don’t smoke, you’re less likely to have a house fire and thus less likely to need to file a claim for damages. This means that as a non-smoker, carriers may be willing to offer you lower rates on your home insurance policy.Securing Your HomeMany carriers will consider offering home insurance discounts to policyholders who have taken extra security measures in their homes. This could include the installation of an impact-resistant roof, smoke alarms, fire extinguishers, leak and water sensors, sprinklers, a security system, and more. Keeping your house protected in multiple ways shows carriers that you may be less likely to file a claim.How You Pay for Your Insurance PolicyPaying in full, choosing a higher deductible, or signing up for paperless billing are a few ways to save on your homeowners insurance. These strategies can show carriers that you’re financially reliable, making you less risky to insure. Some insurance companies also offer loyalty discounts and opportunities to bundle your home and auto insurance.
Securing Affordable Home Insurance
The right home insurance protects your loved ones and your assets at the best price available. As an independent sales agency, SelectQuote works for you, not the insurance company. Our unbiased quotes make it easy to compare your options for home insurance. Before you begin the shopping process, make sure to have any home insurance claims you’ve filed in the last five years and a list of recent improvements made to your home. Then, we can help you consider your priorities and budget to find the coverage that’s right for your unique needs.We do the shopping. You do the saving.
