As your needs and circumstances change, so should your life insurance. Taking the time to periodically update your policy or shop around for a new one is a great way to ensure you still have the right coverage at the right price. And even if you think your current coverage still works well for your situation, it’s never a bad idea to look around and compare plans. Working with SelectQuote is a great way to make this process easier, as we can compare available life insurance options from the trusted carriers we work with on your behalf in just minutes. Read on to learn more about who SelectQuote is and how we can help you find the right coverage for your needs.
Who is SelectQuote?
SelectQuote is America’s #1 term life insurance sales agency and is trusted by millions of customers and families looking for affordable coverage. We work with some of the nation’s most trusted life insurance companies but have no vested interest in one partner over the other—we work on your behalf. So if you’re wondering why it’s beneficial to go through an insurance brokerage like SelectQuote rather than directly through an insurance company, here are some advantages to consider:
We Work for You: An insurance brokerage works on behalf of you, the customer, to compare all of your available options versus those only provided by one life insurance carrier.
The Power of Choice: At SelectQuote, we are able to provide you with the power of choice. This way, you’re choosing between a variety of coverage options from multiple insurance carriers to find the one that’s right for your specific needs.
Save Time: In less than the time it takes you to collect rates and coverage from one carrier, we’re able to compare options from many carriers at once. Our proprietary technology allows us to shop all your options in just minutes.
Save Money: In addition to saving time, we’re able to compare the varying rates from some of the most trusted carriers in the nation to see which works best with your budget.
Industry Knowledge: SelectQuote has been working in the life insurance industry for nearly 40 years and has the experience and resources to answer any questions you have and support you in finding coverage that is right for you.
Benefits of Working with SelectQuote, Even After Buying Life Insurance
At SelectQuote, our support doesn’t end once you’ve secured your policy. We understand the importance of thoroughly reviewing coverage details to tailor a policy that meets your specific needs and provides the necessary protection for your family. We’ll help you review your policy on a regular basis, ensuring you still have the right fit for your needs.
Whether you’ve undergone life changes, like marriage, expanding your family, or buying a house, or simply want to explore coverage options to make sure your current policy still works for your needs, we can help. By taking the time to assess your unique requirements and carefully examining the options available to you, we’ll make sure your loved ones are safeguarded with a policy that offers the appropriate financial security and peace of mind.
How do I know if I should change my current life insurance plan?
If your needs have changed or if it’s been a significant amount of time since you purchased your current life insurance policy, there’s a good chance that there are new life insurance policies available to you that may offer more coverage or a lower rate. We can take a look at your existing life insurance policy and compare it to other available policies in just minutes to ensure you still have the right coverage for your needs.
Here are a few factors to remember about life insurance:
Time is on Your Side: You can often save on monthly premiums by purchasing when you’re younger and in better health, so continuously comparing your options can be extremely beneficial.
Take Your Finances Into Account: Maybe your income has changed dramatically or you’re suddenly responsible for additional ongoing costs. Be sure your current policy is enough to cover both.
Keep Your Family in Mind: Perhaps you’ve welcomed a new child, are recently divorced, or just got married. As families change, make sure your insurance is adequate to support them if the worst were to happen.
Don’t Forget New Debts: Maybe you’ve purchased a new home or taken on a new loan. These may be good reasons to compare your options for life insurance coverage.
Life insurance helps ensure that your loved ones are covered in the event of your passing. This typically looks like 10-15 times your current annual income, but every situation is different. At SelectQuote, we can help ensure you have the life insurance policy that’s right for you.
SelectQuote Can Help You Change or Adjust Your Life Insurance Policy
Whether you want to update an existing policy or purchase a new one altogether, SelectQuote can help. The process can seem overwhelming, so let us do the heavy lifting for you. In just minutes, we’ll compare plan quotes and details on your behalf to help you find the right coverage from trusted carriers. We have nearly 40 years of experience helping people like you find policies to protect their loved ones—get started with us today.
