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SelectQuote can find a business owner’s policy that won’t break your budget.
Bundle your small business general liability coverage with other insurance to save time and money.

Small business bundle insurance to protect your dream

Owning a small business can be a lifelong dream, but it also requires a substantial investment of time, energy and capital. If you’re a small business owner with complicated operations or a significant number of employees, equipment and real estate, you might be wondering how best to protect that investment. Insurance coverage to protect your business from accidents and catastrophes is one line item in your budget you don’t want to neglect. But how do you know what kind of business insurance policy to look for?
Business owner’s policy insurance, otherwise known as BOP insurance, simplifies the process of buying insurance to cover your small business. This policy, which often includes liability coverage, property damage and business interruptions, can be an affordable and comprehensive insurance policy for your commercial insurance needs. Business owner’s insurance policies aren’t a perfect fit for all companies, so you’ll want to pay close attention to whether you qualify for coverage. By bundling these types of coverage together, you can often save time and money—allowing you to focus on what matters: running your business.

What does a business owner’s policy cover?

Business owners insurance coverage often includes different types of damage or loss, but some of the most common protections include:

Comprehensive coverage that can save you money

When shopping for a business owner’s policy, one size usually doesn’t fit all. Your small business needs may differ from your neighbor’s. But bundling liability, property damage and business interruption coverage into one policy can often save you money. When shopping for a BOP, perform a risk assessment to inform your decision about choosing a level of coverage1.

What types of businesses are best for BOP insurance?

Businesses that are conducted on the premises are typically categorized as eligible for BOP insurance, but not all types of businesses qualify. Different insurance companies have specific requirements, but as a general rule of thumb, the factors involved are location, business size, revenue and type of business. Common types of business that usually apply for BOP insurance include:
  • Auto service and repair shops
  • Commercial buildings and property owners
  • Professional offices
  • Restaurants
  • Retail stores and service providers
For other types of businesses with employees who travel for work, such as HVAC technicians, plumbers, electricians or cleaning services, you may still qualify for business insurance.

Let SelectQuote find the right BOP for you today

If you’re a small business owner concerned with the cost of finding the right insurance policies for your facility, employees, equipment and/or products, you can likely save time and money by bundling that coverage into one business owner’s policy.

No matter what type of business you run, SelectQuote can help find the small business insurance coverage that works for you. Protect your investment and find significant savings by letting us shop for your business owner’s coverage. Compare quotes from several trusted commercial insurance companies and buy the coverage that works for you.
1 https://www.sba.gov/business-guide/launch-your-business/get-business-insurance