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The Truth About Quotes

Many Are Inaccurate.

Why are so many instant online quotes inaccurate? Because they're based on very little personal information.

Your Health Matters.

An accurate quote is based on a number of personal factors. The healthier you are, the lower your rates are likely to be.

Different Companies Have Different Prices.

Over 1,000 companies sell term life insurance, and each one can have a different price for you.

Shopping Is Crucial.

SelectQuote carefully selects highly-rated life insurance companies that specialize in favorable rates for different risks. That's why we can offer low rates for the greatest number of people.

A Proven Way to Save.

Since 1985, SelectQuote has saved over half a million families millions of dollars on term life insurance.

We quoted Ralph, 48, a $250,000, 10-year term life policy for less than $24 a month.* And that's the rate he got.
We quoted Ralph, 48,
a $250,000, 10-year
term life policy
for less than
$24 a month.* And
that's the rate he got.

How-Much-Do-I-Need
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Agent Corazon
de Cardona
explains why you should get life insurance if you're
in great health.
Smart Shoppers Choose SelectQuote. Find Out Why
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form #RT-97 and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-80 all classes. Premium rates vary by coverage amount: $100,000-$249,000, $250,000-$999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 03/31/2014. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #14-150. (REV)