| Agent | Online Form Only | |
|---|---|---|
| Communication | Does much of the heavy lifting, comparing quotes from 10+ trusted carriers in just minutes. | Form completed by you, with limited opportunities to compare options. |
| Comparison | Performs a personalized search based on coverage needs, budget, and any potential health barriers. | Limited guidance and support to determine how much coverage you need and how to most accurately answer health-related questions. |
| Recommendation | Offers unbiased recommendations in 15 minutes that meet your coverage needs at a price you can afford. | Lack of visibility into the recommendation process, with the risk of being quoted a different coverage amount or expensive coverage options once finalized. |
| Application | Provides ongoing support in navigating the application process, medical exam (if applicable), and finalizing coverage. | N/A |
| Post-Enrollment | Serves as your advocate even after the policy goes into effect. | N/A |