Whether you’re wondering if you can find better coverage for your homeowners insurance policy or cheaper rates for your auto insurance, working with a brokerage like SelectQuote can help you save time and money. Insurance companies are constantly changing their offers and policies, so it can be beneficial to see all of your options on a regular basis.
In just minutes, we can compare coverage and rates from some of the most trusted insurance carriers in the nation and put them up against your current policy to see which is the right fit for you. In this article, we’ll explain who SelectQuote is, discuss how we can help you even after you’ve secured coverage, and review why you may want to consider updating your insurance coverage.
Who is SelectQuote?
SelectQuote is an insurance brokerage trusted by millions of customers and families for nearly 40 years. We help individuals looking for affordable insurance to protect their families, assets, and health. While we work with some of the nation’s most renowned auto and home insurance companies, we have no vested interest in one partner over the other; we work on your behalf. So if you’re wondering why it’s beneficial to go through an insurance brokerage like SelectQuote vs. directly through an insurance company, here are some advantages to consider:
We Work for You: An insurance brokerage works on behalf of you, the customer, to compare all of your available options vs. those only provided by one home insurance or auto insurance carrier. Our SelectQuote agents are commission-agnostic, which means they are focused solely on finding you the best coverage for your situation.
The Power of Choice: At SelectQuote, we give you the power of choice. This way, you’re choosing between a variety of coverage options from multiple insurance carriers at varying rates to truly find the policy right for your needs.
Save Time: In the time it takes you to collect rates and coverage from one or two carriers, we’re able to compare options from 20+ carriers. This saves you hours and hours of time because our proprietary technology can do all the legwork for you in just minutes.
Save Money: In addition to saving time, we can compare the varying rates from some of the most trusted carriers in the nation to see which best fits your budget. This can lead to more affordable premiums without compromising coverage.
Industry Knowledge: SelectQuote has been working in the insurance industry for nearly 40 years and has the experience and resources to answer any questions you have and support you in finding coverage that is right for you. Our licensed insurance agents can explain policy details, coverage limits, and exclusions, helping you make informed decisions.
How SelectQuote Helps Our Customers After They’ve Purchased a Policy
Even after you’ve purchased a home insurance or auto insurance policy, we want to be your trusted resource for any questions or concerns that come up about your coverage or rates. It is also a smart decision to compare your options on a regular basis to ensure you still have enough coverage and the most affordable rate available. We can do this on your behalf and answer any questions you have along the way.
Why You Should Consider Switching Your Car Insurance Carrier
One primary motivation is the potential to save money on your premiums. Insurance providers are constantly adjusting their rates based on various factors, such as market conditions, claims history, and risk assessments. By regularly reviewing and comparing your current coverage with other options, you may be able to find a more affordable policy that still meets your needs.
Not only can we do it on your behalf, but we’re able to compare multiple of the most trusted insurance companies in the nation to see which can offer you the right policy and whether it’s better than what you currently have. Additionally, if you’re a good driver, have an improved credit rating, or moved to a new city, you may qualify for discounts that you weren’t aware of before.
Reasons to Consider Changing Your Home Insurance Carrier
Over time, the value of a home can increase or decrease due to factors like home renovations, market fluctuations, or general appreciation/depreciation. If your home's value has changed significantly, your existing insurance coverage may no longer be adequate to fully protect the homeowner's investment. Updating your coverage amount can ensure your house is properly insured.
Major life events like getting married, having children, or retiring can also prompt the need to re-evaluate your home insurance needs. For example, a growing family may require higher liability coverage, while retirees may have different priorities and need to adjust their policy.
It can be tough, however, to cut through the noise, which is where we come in. In just minutes we can shop, compare, and even switch insurance companies if that’s the right move for you and your family. Plus, we may even be able to help you find discounts that you weren’t considering before such as bundling discounts or if you have made any updates recently.
SelectQuote Can Help You Save Money on Your Home or Auto Insurance
While we can’t guarantee that you’ll find a lower rate than you currently have, we will do our due diligence to make sure you have the best available home insurance or auto insurance from the trusted carriers we work with.
Our proven process considers many factors to help ensure you have the amount of coverage you need and are taking advantage of all available discounts. Whether you’re available for good driver discounts, bundling discounts or have recently made security updates to your home, we can do the work for you and make sure you have the right coverage with the right carrier at the right price for you.
Start Shopping Home and Auto Insurance with SelectQuote Today
Even if you’re happy with your current coverage, there are chances you can find more coverage or better rates by comparing all of your options. Our dedication to you—the customer—is what sets us apart from working directly with one insurance company. We’ll help you explore all your coverage options from the trusted carriers we work with to find you the right home and auto insurance.
