The final home walkthrough is a crucial last step in the home-buying process, allowing you to verify the property is in the expected condition before closing. It’s an opportunity to inspect every detail, ensuring that any agreed-upon repairs are complete and the home is free from any new or outstanding issues. This walkthrough is more than a formality since it protects both buyer and seller to help prevent unforeseen headaches and costly surprises, including matters related to homeowners insurance. In this guide, we’ll explore the importance of the final walkthrough, what to look for, and how to prepare to make the most of this essential step.
How to Prepare for a Final Walkthrough
Preparation is critical to ensuring a successful final home walkthrough. Review your purchase agreement and inspection reports to note specific repairs or previously flagged issues. Having a clear idea of what to check helps ensure that you account for every detail before closing on a new home.
To ensure you’re prepared, you may want to create a checklist with items to inspect during the walkthrough. Key areas include plumbing, electrical, HVAC systems, appliances, windows, doors, and flooring. Bring a copy of the checklist and any documentation related to repairs or upgrades. Taking notes or photos can also be helpful to document the home's condition, especially if you find something that may require follow-up before closing.
Since some sellers stage homes to enhance their appeal, request that the walkthrough remove all personal belongings and staging items. This view helps you get an accurate picture of the home’s actual condition without the distractions of decor or individual items. Finally, be prepared to verify that no new issues have arisen since your last visit. For example, look for recent water stains, wall cracks, or any signs of damage that might indicate recent wear or neglect.
What to Check During the Final Walkthrough
Conducting a thorough inspection during the final home walkthrough is crucial to ensure everything is in order before closing the deal. Here’s a checklist of things to consider during the final walkthrough for your new home:
Walls and Ceilings: Check for cracks, water stains, or any signs of moisture that may indicate underlying problems. Small hairline cracks can be typical, but larger cracks may point to structural issues.
Floors: Inspect for scratches, chips, or uneven surfaces, particularly in hardwood or tile areas. Flooring imperfections can be costly, so catching problems early is essential.
Doors and Windows: Open and close every door and window to ensure smooth operation. Check for missing screens, damaged locks, or drafts, which could lead to increased energy costs or safety concerns.
Appliances: Test all appliances, including the refrigerator, oven, microwave, and dishwasher. Even if they passed a prior inspection, ensuring they’re in working order before closing can prevent inconvenient repairs.
Cabinets and Counters: Inspect for damage and open all cupboards and drawers to check their functionality. Examine countertops for chips, cracks, or other damage, mainly if these surfaces had issues in the inspection report.
Fixtures: Test all faucets, showers, and toilets. Ensure faucets provide hot and cold water, showers have consistent pressure, and toilets flush correctly without leaking.
Mirrors and Mounted Cabinets: Confirm that mirrors and cabinets are securely attached and free from any damage, as loose fixtures can cause damage or injury.
Heating and Cooling: Verify that the HVAC system is operational. Check thermostat settings and confirm the heating or cooling system kicks in appropriately. Also, inspect air filters to see if they’re clean, as a dirty filter can affect system performance.
Plumbing: Look under sinks for leaks or signs of water damage, and test drains for clogs. Running water through each sink, tub, and shower ensures proper drainage and reveals any potential plumbing issues.
Electrical: Test every light switch, outlet, and fixture. Bringing a small device to plug into outlets can help you confirm they’re working. If the owner had electrical repairs made, verify they’re now functional.
Roof and Gutters: From the ground, inspect the roof for damage or missing shingles. If possible, look at the gutters to confirm they’re free of debris and in good condition, as clogged gutters can cause water damage over time.
Foundation: Examine the house for cracks or signs of settling around the foundation. While minor cracking is expected, more significant shifts could indicate structural problems.
Yard and Landscaping: Confirm the seller completed any promised landscaping work. Look for broken tree limbs or hazards near the property that could damage the home during storms.
It’s easy to overlook minor issues during the final walkthrough while focusing on the more significant items. However, taking your time and resisting the urge to rush is essential. Many buyers forget to check outdoor areas, like fences, decks, or patios, but these can be just as important as indoor spaces. Be wary of superficial fixes that disguise underlying problems; for instance, a fresh coat of paint could cover water stains. If you see anything suspicious, ask the seller to address it or seek professional advice before closing.
Protect Your Dream Home With SelectQuote
The final home walkthrough is a vital step in the home-buying process, allowing you to ensure that your new property meets your expectations before closing. At SelectQuote, we understand that purchasing a home involves more than just the property; it also encompasses important considerations like homeowners insurance. With the ability to compare quotes from several of the nation’s most highly trusted carriers, you can rest assured that our experienced licensed insurance agents can help secure the protection you need at a price that suits your budget.
