"Rich" TV Ad: A man, 37, in excellent health for a $800,000 policy, guaranteed 10 years, for under $25 a month. A woman, 36, in excellent health, guaranteed 10 years, for under $22 a month.
Example policy is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999 or $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 09-151.

The Answer radio ad: A man, 40, in excellent health, 10-year, $500,000 policy, $21 a month.
Example policy for a 40 year-old male, $500,000 for under $21 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $100,000-$249,999, $250,000-$999,999 or $1 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10/26/09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 09-025.

"Joel Clark Rev. 3" Radio Ad: 40 year-old male in excellent health, $500,000, 10-year policy for $21 a month.
Example policy for a 40 year-old male, $500,000 for $21 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #06-071.

"Ned" TV, Radio, Online Banner, and Print Ad: A man, 41, in good health for a $500,000 policy, guaranteed 10 years, for under $23 a month.
Example policy is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #06-162.

"Chris" TV and Radio Ad:A man, 47, Excellent Health. 350,000 policy. Under $28 a month. Guaranteed 10 years and a woman, 47, Excellent Health. $250,000 policy. Under $20 a month. Guaranteed 10 years.
Both example policies are OPTerm 10-Year, preferred plus policies. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount$50,000-$99,999, $100,000-$249,999, $250,000-$999,999 or $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 07-130 and 08-088.

"Suze" Banner Grid Price Point Ad: all policies excellent health and guaranteed 10 years.
Example policies are OPTerm 10-Year, preferred plus policies. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 08-091 and 08-092.

Customer Radio Ad: A man, 45 years old, $500,000 policy. For under $33 a month.
Guaranteed 10 years. Example policy for a 45 year-old male, $500,000 for $31.06 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #07-089.

"Jake" TV Ad: A man, 51, in excellent health for a $250,000 policy, guaranteed 10 years, for under $29 a month.
Example policy is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999 or $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 09-150.

Tell us your budget radio ad: A man, 37, in excellent health, 10-year, $500,000 policy, under $18 a month.
Example policy for a 37 year-old male, $500,000 for under $18 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $100,000-$249,999, $250,000-$999,999 or $1 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10/26/09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 09-193.

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