"$500,000 Guessing Game" TV Ad: 43 year-old male in excellent health, $500,000, 10-year policy for under $28 a month. 40 year-old female in excellent health, $350,000, 10 year policy for under $15 a month.
Example policy for a 43 year-old male, $500,000 for under $28 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Example policy for a 40 year-old female, $350,000 for under $15 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance # 10-053.

"True Confessions" radio Ad: 40 year-old male in excellent health, $500,000, 10-year policy for under $21 a month.
Example policy for a 40 year-old male, $500,000 for under $21 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 3-08-10. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #10-146.

"Joel Clark Rev. 3" Radio Ad: 40 year-old male in excellent health, $500,000, 10-year policy for $21 a month.
Example policy for a 40 year-old male, $500,000 for $21 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #10-012.

"Suze why SelectQuote" radio Ad: 41 year-old female in excellent health, $350,000, 10-year policy for under $16 a month.
Example policy for a 41 year-old female, $350,000 for under $16 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount $100,000-$249,999, $250,000-$999,999, $1 million- and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 6-15-10. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #10-186.

"I'm your life" radio ad: 40 year-old male in excellent health, $500,000, 10-year policy for under $21 a month.
Example policy for a 40 year-old male, $500,000 for under $21 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 3-08-10. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance # 10-140.

"$500,000 Cash" TV Ad: 43 year-old male in excellent health, $500,000, 10-year policy for under $28 a month.
Example policy for a 43 year-old male, $500,000 for under $28 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance# 10-052.

"Under a dollar a day" TV Ad: A man, 37, in excellent health for a $500,000 policy, guaranteed 10 years, for under $18 a month. A man, 43, in excellent health for $500,000, guaranteed 10 years, for under $28 a month. A woman, 47, in excellent health for $250,000, guaranteed 10 years, for under $20 a month.
Example policies are an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999 or $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 09-255.

"Joel Clark" – Online Quote Radio Ad: 40 year-old male in excellent health, $500,000, 10-year policy for under $21 a month.
Example policy for a 40 year-old male, $500,000 for under $21 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance # 10-050.

"Suze" Banner Grid Price Point Ad: all policies excellent health and guaranteed 10 years.
Example policies are OPTerm 10-Year, preferred plus policies. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance # 10-011.

Customer Radio Ad: A man, 45 years old, $500,000 policy. For under $33 a month.
Guaranteed 10 years. Example policy for a 45 year-old male, $500,000 for $31.06 a month is an OPTerm 10-Year, Preferred Plus policy. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $50,000-$99,999, $100,000-$249,999, $250,000-$999,999, $1 million- $1,999,999, $2 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 10-26-09. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance #10-013.

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