The underwriting process involves several steps. Your application will be carefully reviewed along with your exam results. Sometimes a doctor's statement and health records are requested and have to be mailed or faxed to the company. Sometimes the underwriter may determine that he/she needs more information from you. We will help you as much as possible to be in compliance at all stages of the process.

Sometimes there are administrative delays. When a Term Life Insurance company offers exceptionally competitive rates, their underwriting department can get backed up with processing applications.

Your SelectQuote Agent will advise you which companies we represent offer the fastest underwriting.

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