The Simple Process of Securing Term Life Insurance
5 Easy Steps

Easy Peasy. See just how simple it can be to purchase term life insurance. SelectQuote makes it easy for you to compare policies and buy term life insurance from some of the industry's most trusted names.


SelectQuote makes it easy for you to compare policies and buy term life insurance from the industry's most trusted names. s/head/head_processstatic_1.gif" width="174" height="27" alt="step 1 Get a quote" />
And by 'quote' we mean a side-by-side comparison of several bids from some of the most trusted carriers in the industry (you bet we're picky).

You can start the quote process online, or give us a call at 800.951.0248 to speak with one of our licensed agents. Either way, it takes only about 10 minutes of your time, because we do all the hard work for you (and we've gotten pretty darn good at it over the years).

One last thing, remember that quotes are only an estimate and are subject to a medical exam.


Now that you have your personalized quote with bids from a variety of carriers, it's time to choose the plan that suits you best. We're happy to discuss the options with you in detail if you'd like a bit of experienced and unbiased perspective. We say 'unbiased' because we're one of the only companies who really doesn't care which carrier you choose. We aren't in cahoots with any of them, as we only have eyes for you.

If you're feeling frisky, all of this can be done on that first call we mention in step 1. But we're more than happy to take things slowly if that's more your speed.


You will meet with a technician for a mini medical exam in the convenience of your home or office. Our exam technician will measure your height and weight, as well as take blood and urine samples. The exam typically takes just 15 to 20 minutes, and your results will be strictly confidential. We'll even throw in a lollipop if you're good.

Want to ace your exam?
Follow these tips to get the best results possible:
1. Schedule for early in the day at a time and place you feel relaxed
2. Avoid fatty foods, rich desserts, and alcohol for several days beforehand
3. Do not eat or drink anything but water for 8 to 12 hours beforehand


It's decision time. Your selected life insurance carrier will give you their final decision on issuing you a term life insurance policy. Assuming you're accepted, your first premium payment may be due by this time.


Congratulations! You'll receive your term life insurance policy in the mail, along with the peace of mind that goes with it. You'll also begin making your monthly or annual premium payments.

And don't think you're getting rid of us that easy. We'll be around as long as you need us. Anytime you have any questions or concerns about your term life insurance policy, all you have to do is give us a ring at 800.951.0248.

Your satisfaction is our number one priority, so if you're not totally satisfied with your coverage, we offer a 30-day money back guarantee. Not many people take us up on this one, but we try not to take it personally.

 

Get a quote.

We’ll give you a side-by-side comparison of your best prices from highly-rated Term Life companies based on your age, health, family health history, and lifestyle.

Quotes are based on the information you give upfront. Final prices are determined by the Term Life company after they review your mini medical exam and other information. The more accurate the information you provide upfront, the more accurate your quote will be.

Choose your Insurance company

Decide which Term Life company you prefer. While their prices may vary, they’re all highly-rated – and excellent at paying claims promptly.

Get a mini checkup.

We’ll send a licensed paramedic to examine you. You’ll receive a free copy of your lab results, which are completely confidential.

Get your underwriting results.

Your Term Life company will make a decision regarding your insurability – and final price – based on your medical results and other information.

Start your coverage.

Depending on your state of residence, you have up to 30 days to return your policy and be fully reimbursed for any premiums paid. For more information, call Policy Holder Services at 1-800-343-1985.



Want to learn more?
Get these free guides.
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We've bundled up all the important stuff into these three little documents. They're kind of like Cliff Notes® for Term Life Insurance. Just provide us with a little info and you can download them today.

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