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Any Life Insurance Quote Is An Estimate, Not A Guaranteed Price

Many people assume the quote they get upfront is "fixed" and not subject to change. That frequently is not the case. Here are some reasons why:

  • A quote is only a prediction. The insurance company you have chosen determines your final price only after you have completed a medical exam and all your records are reviewed. Getting a quote does not ensure you will be offered a policy if you have serious health or lifestyle issues.
  • Your price is as unique as your fingerprint. It's based on a number of personal factors like your height, weight, medical condition, family health history – even your job and hobbies.
  • A quote based on your answering only a few questions will be inaccurate more often than not. The prices you are given are usually the very best rates offered by the insurance companies shown. These prices, in reality, are only available to people in excellent health and who meet very strict criteria.
  • The more details about your health, family health history and your lifestyle that you share with a life insurance agent, the more accurate your quote will be.

It only takes 15 minutes to get started now over the phone. Just call toll-free 1-800-670-3213, and one of our impartial licensed agents will answer your questions and ask you for more detailed information about yourself and your health history. Then he or she will shop the highly-rated life insurance companies we represent and give you an impartial choice of their best prices for you.

SelectQuote quotes are accurate the majority of the time. Even so, your final price is dependent on the results of your medical exam and the insurance company's underwriting process – and our estimates of your premium cost could be in error.

If during the application process something comes up that increases your price, our licensed agents may be able to "re-shop" the companies we represent for the best prices you can qualify for.

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