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Buying Life Insurance in Your 30s
Your 30s can be an extremely transformational time. Whether you’re taking the next big steps in life—think buying a home, starting a family, finally purchasing your dream car—or saving and investing money like never before, at SelectQuote, we’re dedicated to helping you protect it all.
The earlier you buy life insurance, the cheaper it is. For example, we’ve helped customers in their 30s find $500,000 in coverage for only $14/month. Learn more about the benefits of life insurance and lock in your lowest rate today.
What are the benefits of getting life insurance in your 30s?
Purchasing life insurance in your 30s can help you in many ways, from locking in better rates to having peace of mind through life’s transitions. If you’re in your 30s and are thinking about purchasing life insurance, consider the following benefits:
- Take advantage of lower rates: The younger and healthier you are, the better your chances of finding lower rates will be. Buying life insurance in your 30s will help you lock in a favorable rate for the years to come.
- Find security through life changes: Your 30s are a time of transition and change, and you’ll likely have more assets to protect and people relying on your income than you did in your 20s. Whether you’re buying a home, getting married or growing your family, life insurance can protect your loved ones every step of the way.
- Take another step in your financial journey: As you grow in your career, you likely make more than you did in your first job out of college. Being a higher earner, and therefore having more financial security, is a great time to look at investing in the protection of life insurance.
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How much life insurance should I have in my 30s?
Deciding how much life insurance to purchase will depend on many factors. While the general recommendation is to account for 10-15 times your annual income, there are other considerations to keep in mind, including:
- Outstanding debts, like student loans or a mortgage
- Whether you have children or plan to
- How much you have in savings
- If you’re recently married or plan to be soon
- Buying or selling a home
Life Insurance Today Means Peace of Mind Tomorrow
Life insurance rates only increase as we age. So the sooner you purchase, the more likely you’ll get a favorable rate. Whether it’s to help your partner maintain your lifestyle or to make sure bills are still getting paid—your student loans, the electricity in your home, childcare, etc.—life insurance will ensure your loved ones aren’t worried about making ends meet if the unexpected were to happen to you.
Why SelectQuote?
At SelectQuote, we’re dedicated to helping you find the right coverage with the right carrier at the right price.
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Find the Right Coverage for You with SelectQuote
Life insurance can seem like just another thing on your to-do list, but that’s what we’re here for. In just minutes, our experienced team of licensed insurance agents can get to know your needs, compare options from multiple insurance companies and help you find the price that works for your budget.
You’ve spent years getting your finances in order and making sure your loved ones are comfortable. Let us help you protect it all by getting started on your free quote today.
We do the shopping. You do the saving.
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