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Securing Your Quoted Rate

Companies can change their life insurance rates at any time. And many do.

You can help protect your rate by submitting your application and completing your paramedical exam as soon as possible.

Once you are in underwriting, the only way your rate can increase is if the company you chose determines you should be in a higher risk class than the one initially quoted. Rest assured that when the life insurance company informs you of your price, you are free to either accept or reject the policy.

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