Unlike almost everything else today, Term Life Insurance rates at many good companies have actually decreased from several years ago. So if you have a policy thats more than five years old, it would be a good idea to see what that same coverage would go for today.
By the same token, if youre looking to buy new or additional Term Life Insurance for yourself or a spouse be sure to shop around.
An easy way to do this is to go online and find an independent sales agency that represents several highly rated Life Insurance companies. Make sure you talk with a licensed, experienced agent. And be sure to have him or her quote your cost for different amounts of coverage (for example, $250,000 and $500,000).
You may be surprised at how much more protection you can buy for your family for simply a few dollars a month more.