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Should You Join a Wholesale Warehouse Club If You’re Not Buying for a Large Family?

For families with children living at home, buying a membership to a wholesale warehouse club like Costco or Sam’s Club is a no-brainer. When you’re feeding growing kids, whether you’ll go through large amounts of produce, dairy and meat isn’t even a question. But what about if you’re a single adult, a childfree couple or an empty nester? Are there ways for you to take advantage of savings offered by wholesale clubs/ bulk packaging without wasting food – or your money? Absolutely. For most, the approximately $60 annual membership fee is well worth the savings you can find throughout the…

Paper or Digital – Organizing Your Finances in a Way That Works

Paper or Digital? Everything is going digital. Tapes, CDs, disks and paper are being replaced with bits and bytes of data often stored in a virtual cloud. Depending on your background, the digital world may be a mysterious and uncomfortable place. Let’s take an objective look at the pros and cons of going digital versus using paper to organize your personal finances. Paper Statements: Tried and True or Time to Go? Paper is the default method for managing and organizing your finances. Online banking in the United States started in the 1980s, but electronic statements and digital financial management did…

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