saving money

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How to Save on Car Insurance

With so many options for insurance policies out there, looking for a good deal on car insurance can be a little overwhelming. But learning how to save on car insurance doesn’t really have to be complicated. You just need to know what things you can do to make sure you get the best deal. How to Save on Car Insurance Now Here are some of the things you can do to make an immediate difference to save on car insurance: Shop around for the best price. It may seem obvious, but there are still many drivers who only look at one or two quotes before purchasing their car insurance. The company you choose as your insurance provider makes a huge difference in how much you pay for your coverage. Take the time to compare quotes. Here at SelectQuote we gather and compare quotes for you, so you can save time…

Car Maintenance and Repairs: Tips to Save Money on Car Insurance

One way to save money on car insurance is to keep your car in tip-top shape by focusing on car maintenance and repairs. But keeping up on those tasks, you may also be able to save money on your car insurance. Think about it. If you’re in a wreck and file a claim, there are car repairs you have to make and those you don’t. Regular car maintenance and repairs help prevent accidents, which could help lower your annual car insurance premiums, saving you money on car insurance. Car Repairs After an Accident  In many cases, you will file an insurance claim for anything beyond the very minor fender-bender. Car repairs are not always necessary, depending on the damage. Assuming you have full coverage—and your vehicle isn’t declared a total loss—your insurance claim will likely award money for repairs to the vehicle’s body, frame and/or drivetrain. Do you have to…

10 Ways to Save Money on Energy Bills This Winter

With the chilly winter months here in many parts of the country, it’s a perfect time to assess how to save money and stay warm. A good place to start is by running an energy audit to determine where you spend the most energy dollars. In the meantime, there also are other things you can do to get through the winter without siphoning your savings. Turn Down The Heat Even if you love feeling toasty in the winter, consider regulating your thermostat by dropping it a few degrees and wearing a sweater inside your home. Energy Star offers free advice and detailed instructions on how to manage the thermostat dials. Residents of a typical, single-family home properly following guidelines can expect to save $180 a year. Snuggle under those blankets, pull on those socks and start saving! Service The Furnace Change (or clean, if you can) your furnace filters ever…

What are the Benefits of Bundling Home and Auto Insurance?

We’ve all seen the ads. Whether in a museum of inexplicable accidents or a fitness class where alter egos debate coverage, the messaging often includes: Bundle your home and auto insurance.  But should you? It often leads to greater savings and better service. Let’s explore why. Most Carriers Offer Multiple Products Bundling home and auto policies provides a good deal for most. If you can get a single stop for your insurance needs — and save money — who wouldn’t?  Aside from financial savings through companion discounts by purchasing multiple policies, a single carrier can save you time. Bundling Policies Should Save Money For bundling to make sense, combining your home and auto insurance under a single carrier should save you some money. Often called a multi-policy or companion discount, bundling home and auto insurance can save you as much as 20 percent to 30 percent on premiums than if you purchased…

An Easy Way to Budget for Life Insurance

We all know how important it is to have life insurance. And we know it’s usually better to get that life insurance when you’re young and healthy, rather than waiting. However, “young and healthy” can often translate to “short on funds.” At SelectQuote, we’re dedicated to helping you get the best deals on life insurance, but when you’re already budgeted to the max, even the best deal can feel like too much money you just don’t have. If you’re looking for places to trim your budget so you can invest in life insurance, one of the easiest and most effective places to start is with your eating habits. Dine In. Save Money. According to the Bureau of Labor Statistics, the average American household spent about $3,365 dining out in 2017. As a side note, that’s less than $50 fewer than what they spent on health insurance. More importantly, it’s almost…

7 Ways to Save Big, Spend Little This Summer

Summer is here and the kids are out of school, leaving parents to find solutions to that age-old kid complaint — “I’m bored.” Keeping everyone occupied and happy can often cause a drain on the budget. But, it doesn’t have to. These seven tips for budget-friendly summer activities will help you save big, spend less and keep the kiddos engaged this summer. Discover Free and Discounted Activities at Local Businesses Local parenting magazines, blogs and Facebook groups are a great way to find free and cheap things to do with your kiddos this summer. Many home improvement and craft stores offer free or cheap workshops for kids. Libraries provide great reading programs, and you may find music and reading hours at your local toy store. Consider an Annual/Summer Pass for Local Attractions You Visit Often Depending on how often you plan to visit local attractions, such as the zoo, amusement…

6 Holiday Tips to Improve Your Finances in 2018

If holiday shopping and social obligations have you seeing nothing but dollar signs, you can easily turn worried about your shrinking bank account and growing credit card debt into positive steps for the coming year. Take a little time now – in this busy month of December – to make small changes that will put you in better financial shape for 2018. Here are six tips to help you get started: Look Back At Your Spending If you mostly use credit and debit cards to cover your costs, it’s easy to look back through your statements for 2017 to figure out where your money went. It may be impossible to change your fixed costs – housing, utilities, car payments – but what about the decisions you make from week to week about what to buy and where to spend? You may find your lifestyle contributes to major cash outlays for…

Holiday Shopping: Save or Splurge

So long, Black Friday. Sayonara, Cyber Monday. It’s the thick of the holiday shopping season. If all your gifts are bought, congratulations. If not, you have plenty of company to stress about buying, wrapping and delivering gifts for the next couple of weeks. With all the holiday hustle and bustle, you’re normal budget judgement may be compromised. So you have to ask yourself, is it worth it to drop the big bucks or is it better to go the frugal route. The answer should always depend on your budget, of course, and there is usually an emotional element at play in the decision. But there is usually a better time of year to buy certain items and it doesn’t always coincide with the holiday season. TVs The door-busting deals may be gone with Black Friday, but this can still be a good time to buy a new TV. However, this…

Extreme Home (and Car!) Makeover

Budgets being what they are, renovating your home or getting a new car may not be in the cards. And while it’s not the same as brand new, here are 10 tips to renew your love for your home and car  – without putting a major dent in your bank account. Home Lighten Up No need to install an expensive lighting system to completely change the look of your home. A few strategically-placed lamps can add dimension to any room. Even changing bulbs to more energy-efficient LEDs available in “warm white,” “soft white” and “bright white” can completely transform your home. Embrace the Slipcover Slipcovers are a great way to give your living room a facelift without overspending. Freshen up your sofas and chairs with new slipcovers, cushions or upholstery. It’s a lot more affordable and way more environmental than buying new pieces. Keep It Clean Cleaning your home regularly…

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