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7 Simple Ways to Save Money on Taxes This Year

It’s officially tax time – a time to look back over the previous year with an eye toward maximizing deductions and tax credits and lowering your tax burden. Do you find yourself cringing at how much you pay in taxes each year though? You’re definitely not the only one who feels knots in their stomach when reviewing how much in taxes comes out of your paycheck each month. Taxes are unavoidable, but you can minimize the impact they have on your bottom line. While every scenario is different, one thing is universally true, and that is that planning is the key to get the most out of taxes. If you don’t plan, then you’re not going to get anywhere. The good news is there are simple ways you can start planning right now to save on your taxes this year. Taking action now can make a big difference in the…

6 Steps to Achieve Anything on Your Bucket List

Lean in closer, as I would like to introduce you to something that’s a good friend to millions of people from around the globe. The List. Also referred to as The “Stuff I Want to Do Before I Die.” A life list. Most call it a bucket list. What’s on The List? The short answer is: whatever your heart desires. Want to be trilingual? Published in an international magazine? Jump from the side of a cliff? Fly a plane? Shake the President of Canada’s hand? Visit every continent on the planet? Visit outer-space? Eat local for 6 months? Own your own business? Sing jazz in a club or do stand-up comedy? Graduate from law school? Adopt a child? Be debt-free? The best part of the bucket list is that it’s completely up to you. It’s unique to each person. People all over the world use the bucket list as a…

5 Significant Health Benefits of Pets

According to the APPA National Pet Owners Survey, a 65 percent of American households have opened their homes and hearts to pets, with dog ownership swelling to 79.7 million households and cat ownership growing to 42.9 million. When it comes to pet ownership, besides simple companionship, there are a number of proven physical, mental and emotional health benefits pet ownership can provide. Here are five of the top benefits of pets: Lower Risk of Allergies and Asthma University of Wisconsin-Madison pediatrician James E. Gern has conducted a number of studies that indicate having a pet can lower a child’s likelihood of developing related allergies by as much as 33 percent. In fact, his research shows that children exposed early on to animals tend to develop stronger immune systems overall. Reduced Anxiety, Stress and Blood Pressure Interacting with a pet increases serotonin and dopamine, which produce feelings of contentment and relaxation.…

Are You Spoiling Your Kids?

It’s every parent’s worst nightmare. You do everything you can to raise your kids with manners, discipline, and good values, but they wind up spoiled rotten. The truth is, many parents end up spoiling their children without even knowing it – especially in households where both parents work. When you have limited time and energy for your kids, it’s easy to slip into a pattern of giving in to their every demand, whine and tantrum. But while saying yes to avoid their outbursts – or to appease your guilt for not spending more time with them – may be a quick fix, it can prevent them from learning crucial life lessons such as empathy and how to cope with disappointment. Here are five signs you may be spoiling your kids, along with tips for getting them back on the right track. You Never Say No When you indulge each and…

Soul Force: Remembering the Words and Wisdom of Rev. Martin Luther King Jr.

Rev. Martin Luther King, Jr. was a respected civil rights leader who espoused non-violence as a means to overcome oppression and create a just society. On the third Monday of every January, Americans honor King’s life and work. In 2017, “MLK Day” occurs on January 16th. If you haven’t read any of the King speeches or sermons since you were in grade school, now would be a great time to revisit the words of this stunningly educated, profoundly ethical and deeply wise man. His ideas are as useful and relevant to our present moment as they were in the 1960s. For example, these passages on rampant un- and under-employment from King’s 1968 “The Other America” speech seem almost ripped from today’s news: But these statistics only take under consideration individuals who were once in the labor market, or individuals who go to employment offices to seek employment. But they do…

Colorful Tidbits on the History of Toasting

Toasting — celebratory drinking combined with the speaking of blessings, sentiments, pledges or vows is an ancient tradition. In cultures all over the world, people drink together to celebrate meaningful moments, honor important people and establish bonds of friendship. Toasts are called toasts by us today because in ancient times it was the custom among the Greeks and Romans to float toasted bread in an oversized wine goblet that was shared among all the guests as an expression of sharing, friendship and trust. Even today we still call such oversized goblets a “loving cup”. A wish for good health for all assembled would be spoken and the communal cup pass to each guest for a hearty sip. After the guests, the cup was passed to the host, who would drain the dregs and eat the wine-soaked bread — the “toast” which was thought to be specially infused with blessings and…

7 Highly Interesting Facts About Money

What is money? By definition, it is something of value.  But, over the last 10,000 years or so, the material form of money has taken has changed considerably – from cowrie shells to cattle to today’s electronic currency. The United States and the world over have an interesting love affair and history with money. Those paper bills in your pocket can be traced back to 7th century China, while the oldest coin dates back to the year 600 BC. With thousands of years of history, money offers some interesting facts from its colored, storied history. Original US Paper Money Paper money in the United States dates back to the Thirteen Colonies when in 1690 the Massachusetts Bay Colony issued paper currency used to finance military expeditions. The Colonies attempted to create a unified currency in 1775, (one year before the Declaration of Independence was signed), but due to poor management…

How To Be a Successful Person Without Talent

Now more than ever, we are conditioned to believe talent is what it takes to succeed. From athletes and artists to technology titans, doctors and politicians, we are constantly inundated with profiles of uniquely successful people who have risen to the top of their respective fields because of one thing: their talent. While talent certainly comes in handy, it’s far from required when it comes to succeeding in business or in life. Whether you seek success in work, relationships, finances or other aspects of your life, it is said that hard work beats talent. These 10 habits require no talent and can take you farther than talent alone ever could in becoming a successful person. Be on Time If you can’t be early, at least be on time. Tardiness is a sign of disrespect to anyone who’s counting on you and can be a deal-breaker when meeting people for the…

Ask an Agent: What Types of Life Insurance Does SelectQuote Sell?

SelectQuote agent Bethany Bentley tells us a little bit about herself and addresses the frequently asked question of what types of life insurance SelectQuote sell. Bethany, How Long Have You Been a SelectQuote Agent? I’ve been with SelectQuote for three years now. What’s Your Favorite Thing About Being a SelectQuote Agent? I really enjoy helping clients who ate new to term life insurance, because I can walk them through the process from A to Z. Together, we can determine the right level of coverage and term length to fit their needs and goals. From there, I can use my expertise to figure out which carrier will have the best rate based on the client’s health and lifestyle profiles. But the ultimate satisfaction comes from hearing that a term life client was able to save money on their auto and home policies because I referred them to a SelectQuote Auto & Home…

Ask an Agent: What Does Life Insurance Cover?

SelectQuote agent Joy Waller tells us a little bit about herself and addresses the frequently asked question of what does life insurance cover. Joy, How Long Have You Been a SelectQuote Agent? Eight years this past May. What’s Your Favorite Thing About Being a SelectQuote Agent? The moment when a client’s policy is activated! Because we work with multiple carriers at SelectQuote, I’m always able to give my clients a choice of rates – which is a great feeling. What Does Life Insurance cover? Life insurance covers your most precious assets when you no longer can. How Affordable Is Term Life Insurance? Term life insurance is the most affordable kind of life insurance available. If you can afford to have a cell phone or go out to eat a couple of times a month, chances are you can afford term life insurance! To learn more from Joy about what life…

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