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How to Survive Financially When a Marriage Fails

When the dream of living happily ever after turns into a nightmare of a marriage, divorce may be the only workable solution. In addition to the emotional turmoil surrounding a divorce, couples need to deal with the financial realities of going their separate ways. The cost of a lawyer and the loss of a spouse’s income may come at a high price for one or both parties. Couples may each walk away from the marriage with significantly lower income, assets and retirement savings. Although divorce is not recommended as an easy solution to marital problems, the situation need not necessarily…

6 Things That Can Derail Your Savings and How to Get Back on Track

Finding extra money to save at the end of each month can be difficult. Mortgage, car payments, insurance, school loans and groceries, the list of budgeted expenses goes on. Add in unexpected expenses that are bound to pop-up and, at the end of the month, your paycheck is spoken for. While many of us have good intentions when it comes to saving, roadblocks often impede the way to savings success. Here are six things that can derail your savings and tips to get back on track and achieve your savings goals. Not Having a Clear Savings Plan and Budget Without…

Changes in Daily Habits Can Produce Big Savings

You’ve survived the big spending season known as the holidays and may be dismayed at the state of your finances – credit card bills due, depleted funds in your savings account and a general feeling of being broke. Welcome to January. If you’re like many people who make New Year’s resolutions, you may be dreaming about ending the cycle of spending too much with a firm resolve to increase your savings. Take courage – it’s not as hard as you may think. Here are some practical tips on how to live on less and save more in 2018: Sign up…

Back Up Your Words With Life Insurance

We all say certain phrases that become part of who we are. And even if they aren’t hashtag-worthy, others are listening. The meaningful words we use to talk about loved ones and our passions provide a glimpse into who we are and what we value most. But you’ve probably also heard the saying, actions speak louder than words – right? It’s important to stop and consider what we say and whether our actions are aligned with our words. Life insurance is one way to back up what we say about who matters most and what we feel is important. Let’s take…

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