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How to Get Life Insurance with a Chronic Illness

Getting life insurance with a chronic illness is not impossible. But many people don’t even try to find life insurance coverage because they assume it’s impossible. While 54 percent of adults with chronic conditions carry no life insurance, SelectQuote has agents trained to help people get life insurance with a chronic illness.   Health issues impact more than 133 million Americans – 45 percent of the population – have at least one chronic illness. Increasing numbers of adults live with a chronic illness such as obesity, asthma, cancer, high blood pressure, depression, sleep apnea, diabetes and other medical conditions. While the…

Cancer Survivors: How to Get Life Insurance Coverage

If you’re a cancer survivor, you know how much your diagnosis – no matter how long ago – changed your life. The good news is, more people than ever before are cancer survivors, living rich, full, healthy, active lives. Unlike years ago, when a cancer diagnosis made it nearly impossible for cancer survivors to find life insurance coverage, today you have options. The number of survivors from all forms of cancer is steadily growing. In the United States, it’s around 15 million and is expected to reach more than 20 million survivors in the next seven years. Just like continued…

Rest Easy with Sleep Apnea: How to Find Affordable Life Insurance

If you suffer from sleep apnea, you’re far from alone in middle of the night. An estimated 18 million Americans are diagnosed with this common medical condition. Sleep apnea is when normal breathing is interrupted during sleep.   The vast number of people affected by sleep apnea means that many apply for life insurance and get coverage. Some people even are accepted at preferred rates. Life insurance companies do view sleep apnea as a health risk, however. Your life insurance rate might be affected if your condition is left untreated. Your key to getting the best rate possible is to…

Overweight? Here’s the Lowdown on Life Insurance

If you struggle with your weight, you already know you have plenty of company. The Center for Disease Control (CDC) says nearly 40 percent of U.S. adults – 93 million people – are classified as obese. This is in addition to the vast numbers of others who are overweight, but not actually obese. The statistics add up to about 68 percent of Americans, according to some surveys. Do You Know Your BMI? The CDC defines overweight and obesity by using weight and height to calculate a number known as the body mass index, or BMI. An adult who has a…

Diabetes Dilemma: How to Get the Best Life Insurance

A diabetes diagnosis does not mean it’s impossible to get approved for a life insurance policy. Top insurance companies understand which health factors matter when you have a chronic condition such as diabetes. Here are answers to common questions about life insurance coverage for diabetics: How do Insurance Companies Decide Eligibility for Life Insurance for Diabetics? Your overall current health, your age and your gender all considered in the approval process. You must prove your diabetes has been under control for at least 6 to 12 months, as measured through blood tests. Insurers will also look at your overall health, including…

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