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What to Expect at a Life Insurance Medical Exam

Life insurance is one of the most affordable ways to protect your family’s financial security. It’s important for all members of the household to have life insurance. Non-working partners benefit from life insurance too. Many people stress over the medical exam that often accompanies the application process for life insurance. Don’t stress. The following guide will help you navigate the life insurance buying process and medical exam. Who Can Get a Life Insurance Policy? Most people between the ages of 18 and 75 are eligible for life insurance. Working with an insurance sales agency, like us at SelectQuote, can help…

6 Tips for Dealing With Dementia

As the average life-span continues to increase, a growing number of adults are finding themselves in the position of having to care for an aging parent or loved one. Of the 36 percent of adults in the US who care for an older relative, AgingCare.com’s 2015 State of Caregiving survey reports that a staggering 51 percent cite Alzheimer’s disease and other forms of dementia as their primary reason for caregiving. Few conditions are more difficult or heartbreaking to contend with than dementia in a relative or friend. Aside from the emotional and financial strain involved, it doesn’t help that the most…

The Importance of Life Insurance Medical Exams

Life insurance is an important financial tool to protect your family, but fears and misinformation keep countless people from learning more and signing up for a life insurance policy. For example, many fear the dreaded medical exam required by insurance companies. However, the life insurance required medical exam is a good thing and could help you save money on your life insurance policy. There are three common methods insurers use to issue a life insurance policy: fully underwritten, simplified issue, and guaranteed issue. Each has differences that are important to understanding when it comes to your life insurance policy and…

Life Insurance Tips, Part 4: The Game’s Not Over Yet

When you let SelectQuote shop for your life insurance, the highly-rated companies we represent compete for your business – just like the leading college basketball teams contend for the championship during March Madness. With the championship game of the 2016 NCAA basketball tournament coming up fast on April 4, March Madness is in full swish. In the spirit of the tournament (and because we love sports analogies), this four-part blog series will provide a play-by-play account of what it’s like to get life insurance through SelectQuote – from securing a quote to activating your policy. The Game’s Not Over yet: How…

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