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Best Family-Friendly Spring Break Destinations on a Budget

It’s time to dust off your luggage and pack up the family for a spring break getaway. Luckily, making great memories doesn’t need to break the bank. We’ve hunted down six of the best family-friendly spring break destinations to visit on a budget. We focused on locations boasting: availability of flights high-value lodging, and plenty of inexpensive family activities. Here are our top six picks for the best family-friendly spring break destinations to visit on a budget. Phoenix, Arizona Phoenix, Arizona checks all the boxes of a great family-friendly spring break destination. Warm weather and outdoor activities, including plenty of…

Buying Life Insurance in Your 20s and 30s

If you’re part of the Millennial Generation, buying life insurance may be the furthest thing from your mind. You may feel you don’t need it because you’re young, healthy and have other financial priorities. But this is the best time of your life to think about life insurance. Here’s the bottom line: If someone depends on your income or would be stuck paying for your debts if you die, you need a life insurance policy. If you’re single and don’t have financial dependents or debt, you may not need life insurance right now. Prime reasons to buy life insurance are…

Life Insurance: A Long History of Helping in Times of Need

Life insurance. It is a concept that virtually everyone is familiar with, and more and more people are selecting either whole or term life insurance. But how did life insurance come to be? The roots of life insurance stretch back in time. Here is a look at the history of life insurance, as well as some other facts that might surprise you. Ancient Roots of Insurance Life insurance got its start in the 17th and 18th centuries. However, the roots of life insurance run much deeper. So deep, in fact, they can be traced to Ancient Rome. Romans created burial…

How to Talk to Adult Children About Your Estate Planning

If you have adult children, you’ve probably done some planning about what you’d like to leave for them when you’re gone. You may even have a will and keep your paperwork and electronic files in places they know how to access. Many parents, however, have not actually talked to their older or adult children about their retirement years and end-of-life financial plans. It’s a subject that many find intimidating and uncomfortable. Or you may think your children don’t want to have such a conversation about that eventual day just yet. If you’re a good planner, take it to the next…

7 Personal Finance Milestones in Your 30s

We recently discussed 5 Personal Finance Milestones in Your 20s, and today are following up with the next decade. Today we dive into the most important personal finance milestones of your 30s. Buy a Home While there are many circumstances where renting makes sense, owning your own home is a major milestone in your personal finances. When you buy a home, you stop paying someone else to live in their property and instead build equity in your own. On the 20s milestones list, an important item to help help you with this goal was noted: saving a down payment. If…

6 Tips to Manage Your Finances With a Stay-at-Home Parent

The decision for one parent to stay home can cause tremendous heartburn. Many feel strongly about staying home with kids, but don’t know if they can make it work financially. However, with careful planning and a keen eye on the budget, having one stay-at-home parent can work for many families. According to Amy, a stay-at-home mom in the Midwest, the key to managing finances when one parent stays home is open communication and a solid budget. These six tips will help you shore up your budget and manage your finances when one parent stays home. Include Activities in the Monthly…

10 Thoughts About Money From Favorite TV and Movie Dads

For better or for worse, many of our attitudes about money come from our parents. And no matter their financial situation, profession, age, or number of kids, dads around the world have managed to spout the same cliché “dad-isms” about money to their families: “Money doesn’t grow on trees.” “Do you think I’m made of money?” “The barcode isn’t scanning? I think that means it’s free!” “You get what you pay for.” “Dad, I’m broke.” “Hi Broke, I’m Dad!” Of course, the luckiest of us have gotten some real pearls of financial wisdom passed down from our fathers … and…

7 Ways to Save Big, Spend Little This Summer

Summer is here and the kids are out of school, leaving parents to find solutions to that age-old kid complaint — “I’m bored.” Keeping everyone occupied and happy can often cause a drain on the budget. But, it doesn’t have to. These seven tips for budget-friendly summer activities will help you save big, spend less and keep the kiddos engaged this summer. Discover Free and Discounted Activities at Local Businesses Local parenting magazines, blogs and Facebook groups are a great way to find free and cheap things to do with your kiddos this summer. Many home improvement and craft stores…

Why Estate Planning Is for Everybody

Estate planning and life insurance go hand-in-hand. Or, as Forrest Gump might put it: they go together like peas and carrots. Thinking about your last will and testament and other end-of-life decisions usually involves thinking about your life insurance needs, too. Unfortunately, avoiding one usually involves avoiding the other – and the majority of Americans are falling short when it comes to estate planning. Do you have an estate plan? Do you have life insurance? If not, here are some compelling reasons to get you going on both fronts. Everyone Has an Estate The popular connotations of the word “estate”…

Should You Join a Wholesale Warehouse Club If You’re Not Buying for a Large Family?

For families with children living at home, buying a membership to a wholesale warehouse club like Costco or Sam’s Club is a no-brainer. When you’re feeding growing kids, whether you’ll go through large amounts of produce, dairy and meat isn’t even a question. But what about if you’re a single adult, a childfree couple or an empty nester? Are there ways for you to take advantage of savings offered by wholesale clubs/ bulk packaging without wasting food – or your money? Absolutely. For most, the approximately $60 annual membership fee is well worth the savings you can find throughout the…

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