Death

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What Are the Odds?

We all have to go at some point, but it’s surprising how little most of us know about the leading causes of human death. Freak accidents like shark attacks or plane crashes tend to get a lot of press, but your odds of dying in such a grisly fashion are far lower than you may imagine. Here are 10 little-known facts about death that might just change your perspective – and remind you why it’s so important to have life insurance! Every year, more people are killed by donkeys than plane crashes. You are more likely to be killed by a champagne cork than a poisonous spider. The odds of dying in an earthquake are one in 148,756. Approximately 150 people a year are killed by falling coconuts. The animal responsible for the most human deaths worldwide is the mosquito, causing 1 million deaths per year. The odds of dying…

3 Reasons Why Single People Also Need Life Insurance

You hear it all the time: If you have a spouse, children or other family members who depend on your income, you need life insurance. While this is certainly true, it can lead to the misconception that life insurance is unnecessary for single people. Unless you plan on never acquiring any debt, having any funeral expenses, or succumbing to an accident or medical condition, you need life insurance – even if you’re single. Here are three reasons to buy life insurance regardless of your marital status. Debt Trumps Death If you’re single with no dependents and pass away with outstanding debt, that debt will only be canceled if you have no assets in your name. If, however, you own a car, a home, stocks and bonds, CDs, or any type of bank account, any and all of these assets will be seized in order to pay off your debt. If you…

Tips for Dealing with the Loss of a Loved One

11-06-14 SQ Blog FBDealing with the emotions of losing a loved one can be very painful. In addition to experiencing the five stages of grief: denial, anger, bargaining, depression, and acceptance; you may need to cope with a roller coaster of intense emotions including, sadness, fear, rage, doubt, and pain. Even though these represent normal reactions to the loss of a loved one, these are still difficult emotions to experience. While there are many ways to grieve over a serious loss, and each individual may find relief in his or her own way, several coping methods can help.
Defined as “emotional suffering that occurs after a significant loss,” grief is normal and natural. In many instances, the more significant the loved one was, the more intense the grief. Moreover, the death of any loved one, whether spouse, child, parent, friend, or pet, can result in sorrow.

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