children

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3 Tips to Raise Money-Savvy Kiddos

Talking about money often falls into the category of taboo. But talking about financial matters with your kids is different than talking about money at a cocktail party. As a parent, you set the stage for how your kids will view and handle money in the future. Talking about money on a regular basis sets a foundation for your kids to build a strong financial knowledge-base. In fact, a recent survey by T. Rowe Price found that “parents who discuss financial topics with their kids at least once a week are significantly more likely to have kids who say they…

Creating a Successful Summer Childcare Plan

School’s out in a few weeks and your school-age kids will be home for the summer–or perhaps their school year is already over. Their structured school days will end and it will be your job to fill their time each day! Whether you need full-time care for your kids or just someone to watch them a few hours a week, most parents need to develop a summer childcare plan. Your childcare choices may be limited by the age of your kids and your summer work schedule. Some working parents opt for routine and choose a daycare program for their children.…

Should You Transfer Life Insurance to Your Children?

Financial protection translates to security for many parents and knowing their children will be taken care of financially can help provide peace of mind. From the minute your child enters the world, they become your first priority and concern above all else. This won’t change as you consider how to best provide for them, should the unthinkable happen. Did you know you can transfer your life insurance policy to your children?  While this option is not for everyone, you may be in one of the unique situations where this can better help you and your children. For example, if your…

5 Significant Health Benefits of Pets

According to the APPA National Pet Owners Survey, a 65 percent of American households have opened their homes and hearts to pets, with dog ownership swelling to 79.7 million households and cat ownership growing to 42.9 million. When it comes to pet ownership, besides simple companionship, there are a number of proven physical, mental and emotional health benefits pet ownership can provide. Here are five of the top benefits of pets: Lower Risk of Allergies and Asthma University of Wisconsin-Madison pediatrician James E. Gern has conducted a number of studies that indicate having a pet can lower a child’s likelihood…

Are You Spoiling Your Kids?

It’s every parent’s worst nightmare. You do everything you can to raise your kids with manners, discipline, and good values, but they wind up spoiled rotten. The truth is, many parents end up spoiling their children without even knowing it – especially in households where both parents work. When you have limited time and energy for your kids, it’s easy to slip into a pattern of giving in to their every demand, whine and tantrum. But while saying yes to avoid their outbursts – or to appease your guilt for not spending more time with them – may be a…

Tips for Enjoying Cuddling With Your Baby

It’s official – AAP says co-sleeping is a no-no. It’s lovely to cuddle in bed with a baby. And a big, soft bed is the perfect spot for lazy face gazing, singing nursery rhymes, toe-ticklings and tummy time. But as tempting as a little nap together on the couch may seem, the American Academy of Pediatrics (APA) has issued its official recommendation that adults and babies should not sleep together – whether that’s on a bed, couch or armchair. Put simply, the APA recommends that for safe napping and sleeping this holiday season, a baby less than one year old…

5 Fun Ways to Teach Your Kids About Money and Investing

Kids learn pretty quickly that it takes money to buy things. The pace at which children develop financial literacy can be another matter, however. Most schools don’t require financial literacy and those that do typically only offer classes at the high school level. There’s no need to rely on schools or wait until your kids are teenagers to start teaching them about money. The sooner your kids can pick up practical skills like budgeting and understanding the stock market, the better. You don’t need a finance degree to teach your kids about money and investing – just have fun with…

Children With Smartphones? 5 Smart Reasons Not to Give Your Child a Smartphone

Walk down any city street, and chances are the majority of the people you see will be looking down – focused more on the smartphone in their hands than on the world around them. While the majority of these smartphone addicts are adults, it’s becoming increasingly common to see children with smartphones doing the same. As a growing number of parents are beginning to introduce their children to tablets and smartphones during infancy, the ease with which even toddlers are mastering them can be startling. Last summer, researchers at the University of Iowa reported that by the age of two,…

Public, Private or Charter Schools: How to Decide What’s Best for Your Child

Deciding on a school for your child can be one of the most important decisions you’ll ever make as a parent. For most families, the great debate centers around public versus private – although the introduction of charter schools in the 1990s means you have yet another option to consider. Here’s a breakdown of the fundamental differences between public vs. private vs. charter schools, along with a few distinctions that may help you decide which one is right for you and your child. To Pay or Not to Pay? As any parent knows, one of the main points of difference between…

Summer Vacation in the Southern Hemisphere

Summer is in full swing, which means kids in the US don’t have to go back to school again until September. But did you know that schoolchildren in the Southern Hemisphere won’t have their summer vacation until December? In most countries, schools close for an extended break during the hottest months of the year. In the US and other countries located in the Northern Hemisphere, those months are June, July and August. Depending on where you are in the Southern Hemisphere, however, those months tend to be December, January and February. So in countries like Australia and Brazil, students have…

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