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How to Get Smaller Prices on Bigger-Ticket Purchases

We are all consumers and, as such, we find ourselves consuming at a broad range of prices, buying everything from soft drinks to cars to houses. When it comes to the bigger-ticket items, it helps to have a strategy for making those larger cash outlays. Budgeting should always be first on your list, to make sure you have cash available when a great price comes along. And if you have a big-ticket seasonal purchase in mind, consider seasonal budgeting. Aside from budgeting, one of the first things you should do is identify big-ticket purchases that you make all the time…

Want Lower Car Insurance Premiums? Choose Your Car Carefully

Trying to crack the code on everything auto insurance companies look at when deciding what your premium will be is a little like trying beat search engine algorithms. Something you won’t be able to conquer over a weekend, that’s for sure. The good news, however, if you don’t need to consult a secret playbook to get a good rate. There are some things you can watch out for while shopping for a car that can help keep those premiums manageable. Here are the most important: Safety Safety ratings aren’t necessarily top-of-mind while car shopping, so you have to make sure…