budget basics

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Budgeting Basics: 6 Steps for Creating and Keeping to a Budget

Budgeting can be a difficult subject, largely because it gets a lot of negative publicity as a last resort for people who have mismanaged their personal finances. But the reality is that budgeting is exactly what people need in order to avoid money problems. Avoiding addressing your budget concerns only make it more challenging in the long run. Budgeting may be misunderstood but here are a few tips to get you on your way to taking control of your finances.    Approach Budgeting With a Healthy Mindset Budgeting should be seen more as a helpful life-hack and less of an…