Each year during October major organizations sponsor a campaign to educate the public about breast cancer and provide greater access to services, keeping people informed about the prevention and detection of breast cancer.
Although it is a treatable and curable disease, breast cancer is the number two leading cause of cancer death in women, according to the American Cancer Association.
Getting regular screenings, including breast self-exams, clinical breast exams, and mammograms, is crucial. If detected early, at a localized stage, the survival rate of breast cancer is much higher, as is your chance of obtaining life insurance post-diagnosis.
Not all life insurance providers offer policies to cancer survivors, and the ones that do often charge higher premiums. But there are options available and some providers offer more favorable guidelines for certain conditions over others.
Insurance companies look at a lot of different criteria when deciding eligibility, including a timeline of your diagnosis, treatment received, type of tumor, size of tumor, and recurrence. Different providers have different guidelines, so it is important to shop around and find a policy that you can qualify for and that’s right for you.
Here at SelectQuote we recommend investing in a life insurance policy sooner rather than later so that you are protected against life’s unexpected turns. If you are a cancer survivor in search of a life insurance policy we can work with you to help you find a policy that suits your needs.