Over the past few months, SelectQuote has really focused on talking about the importance of leading a healthy lifestyle. On our Facebook Page we’ve focused a great deal on how eating well and focusing on a healthy diet could help you lower your term life insurance. However, being healthy requires more than just eating properly. Exercise is an important part of staying healthy and fit, and has many benefits that could help you save money on life insurance premiums.
One of the most well known benefits of exercise is that it can help to prevent weight gain or help with weight loss – when combined with a proper diet. Physical activity, such as exercising, burns calories. The more vigorous the activity, the more calories burned. When the number of calories burned is larger than the number of calories you take in, you lose weight. While exercise is one way to burn calories, you can find plenty of ways to be active through out the day. Try taking the stairs instead of the elevator, or extending the length of walks for your dogs.
One of the most important benefits of regular exercise is that it has been linked to combating health problems and disease. If you are worried about high blood pressure or heart disease, exercise can help. Exercise boosts high-density lipoprotein (HDL), or good cholesterol and decreases unhealthy triglycerides. This combo helps keep your blood flowing smoothly, which in turn reduces your risk of heart disease. Exercise can also help decrease your risk of having a stroke, diabetes, certain types of cancer and many other health problems and concerns.
These are just two of the many positive effects of exercise. Exercise has also been shown to improve mood, increase energy, and promote better sleep. However, weight management and prevention of health problems can have a positive impact on life insurance premiums, as these are all important factors in determining your premium.
Like any major purchase, you should compare your options when purchasing life insurance. Different policies will have different pros and cons, and will be influenced by different risk factors. By using an independent term life insurance agency, like SelectQuote, you can compare different life insurance companies and policies to find the best policy to fit your budget and lifestyle.