New Year

5 Ways to Look and Feel Better in the New Year

Every January, you get the chance to start fresh with a new year and a new you. Statistics show that those who consciously make New Year’s resolutions are 10 times more likely to achieve them than people who don’t, so take the time to write them down or talk about them with those closest to you.To kick-start your efforts, here are five ways to make your life better in 2016. Get Healthy This year, resolve to replace your fat pants and cigarettes with a plan to get (and stay) healthy in 2016. Start with a pledge to achieve a healthy…

7 New Year’s Resolutions That Really Pay Off

More than 40 percent of Americans make New Year’s resolutions, but according to a January 2015 study by the University of Scranton, only eight percent of us actually keep them. While vague goals like losing weight or spending more time with your family can be difficult to achieve, these seven resolutions are refreshingly specific, require minimal effort, and can actually improve your financial situation. Embrace the Coupon Given the ubiquity of sites like Groupon, coupons and coupon codes have never been easier to come by. It only takes a little digging to find coupons for nearly everything you purchase –…

6 Last-Minute Ways to Save on Holiday Travel

According to the US Department of Transportation, the Christmas and New Year’s holidays represent some of the busiest long-distance travel days of the year. With travel increasing by as much as 23 percent during this period, it stands to reason that airfares and train fares will be harder to come by – and pricier than usual. According to a study published last January by Cheapair.com, airfares increased by an average of 50 percent during the 2013 holiday season. But looking at the eleventh hour doesn’t have to be prohibitively expensive. Here are six secrets for getting out of Dodge between now…

5 Ways to Avoid Holiday Overspending

Between all the gift-giving, travel, parties, and big family dinners, overspending during the holidays is a common phenomenon. However, going into the red can make “the most wonderful time of year” downright stressful. Here are five tips for saving money between now and January. Make a Budget and Stick to It Have a lot of friends and relatives to shop for? Before you hit the mall or the “Buy Now” button, make a list with an exact dollar amount that you can afford to spend on each person. And because most of us tend to buy a little something for…

New Year’s Resolutions That Really Pay Off

If you’re tired of making the same New Year’s resolutions every January (and breaking them all by February), then this is the list for you. Not only are these five resolutions easy to keep, they can substantially improve your financial situation – not to mention your health!  Spend Less Than You Make Think about it: You can’t save money if you spend more than you earn. Spending less than you make on a consistent basis is the key to financial fitness and stability. So long as you’re outspending your income, you can forget about increasing your savings, making investments, or…

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