New Year

Cleaning Up Your Digital Footprint

For most people, the new year is an opportunity for a fresh start. While there certainly is no shortage of ways in which you can invite change into your life, there is a powerful, yet sometimes overlooked, way to put your best foot forward this year. Looking at your digital footprint can have a significant impact on your personal and professional relationships throughout the year. Why It Matters You have undoubtedly heard you never get a second chance to make a first impression. In today’s digital age, how you present yourself virtually can speak volumes before you even meet someone…

9 Questions to Ask your Financial Advisor to Start the Year Off Right

The new year is a perfect time to review your finances. From your investments to your loans, it is important to check in, make sure everything is as you expect. January is a perfect time give your finances a good audit. While you are at it, the start of the year is a great time to check in with your financial advisor, if you have one. Schedule a quick call to get an update on your investments. Ask about your outlook for the next year and get answers to any questions about your investments. While you’re at it, you can…

Questions to Ask When Considering Life Insurance

People often get nervous about shopping for life insurance because it seems complicated. That’s understandable. Sometimes it seems filing taxes may be easier than figuring insurance costs and policy plans. The good news is that there are a lot of sources for helpful tips out there to get you through the process, so do your research. Here are some essential questions you’ll need to consider: Do I Need a Life Insurance Policy? To start, ask yourself a couple questions. 1) Any chance that you’re going to die someday? 2) If you answered yes, are you single with no debts and no…

Changes in Daily Habits Can Produce Big Savings

You’ve survived the big spending season known as the holidays and may be dismayed at the state of your finances – credit card bills due, depleted funds in your savings account and a general feeling of being broke. Welcome to January. If you’re like many people who make New Year’s resolutions, you may be dreaming about ending the cycle of spending too much with a firm resolve to increase your savings. Take courage – it’s not as hard as you may think. Here are some practical tips on how to live on less and save more in 2018: Sign Up…

Thank You For a Great Year

Thank you for following the SelectQuote blog this year. The goal is to provide you with informative, educational content to help you understand and make the most of your personal finances. As we turn to 2018, we’d love to hear from you about what you’d like to read about in the new year. Share your thoughts in the comments and maybe your idea will be turned into a blog post. Looking forward to a happy and prosperous 2018!

New Year’s Resolutions: Money Edition

Less than half of New Year’s Resolutions last more than six months, even though most of them are designed to be longer-term improvements. Financial resolutions may fare even worse, since it seems like there’s always some bill waiting to be paid, some upcharge that’s impossible to avoid, or some unexpected expense. But that doesn’t mean they’re not worth setting – or that they’re impossible to keep. Unlike some financial advice that’s specific only to certain age groups, income levels or life stages, these small financial resolutions are attainable, impactful and nearly universal: Download an Automated Savings App Apps like Acorns…

Colorful Tidbits on the History of Toasting

Toasting — celebratory drinking combined with the speaking of blessings, sentiments, pledges or vows is an ancient tradition. In cultures all over the world, people drink together to celebrate meaningful moments, honor important people and establish bonds of friendship. Toasts are called toasts by us today because in ancient times it was the custom among the Greeks and Romans to float toasted bread in an oversized wine goblet that was shared among all the guests as an expression of sharing, friendship and trust. Even today we still call such oversized goblets a “loving cup”. A wish for good health for…

5 Super Tips to Achieving New Year’s Resolutions Success

Ah the excitement of a brand new year is upon us. You can feel and almost taste the change in the air. With a New Year comes the opportunity to once again select some of those all important New Year’s resolutions. About every other person will make at least one resolution this next year, but how many of them will succeed? Studies show that roughly 77 percent of people can stick with their resolutions for the first week. The first week is all. But by weeks three and four, the numbers have dropped to 64 percent. They continue to fall even…

New Year’s Resolutions That Really Pay Off

If you’re tired of making the same New Year’s resolutions every January (and breaking them all by February), then this is the list for you. Not only are these five resolutions easy to keep, they can substantially improve your financial situation – not to mention your health!  Spend Less Than You Make Think about it: You can’t save money if you spend more than you earn. Spending less than you make on a consistent basis is the key to financial fitness and stability. So long as you’re outspending your income, you can forget about increasing your savings, making investments, or…

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