The adage everything is bigger in Texas also includes homeowners insurance premiums. Homeowners insurance in Texas are among the top 10 most expensive in the United States.
Homeowners insurance in Texas is important protection for your home and its assets. In Texas, the average annual home insurance premium is $1,937. That figure is quite a bit higher than the national average for an annual home insurance premium of $1,083.
High homeowners insurance premiums in Texas can be attributed to an abundance of severe weather events, including floods, tornados and even hurricanes that punished the state over the last few years. Texas falls behind California as the second largest economy in the United States. The economic impact of natural disasters, such as 2017s Hurricane Harvey, totaled $190 billion.
With a large land area and the second most populous state behind California, the Texas countryside and cityscapes vary from arid in the west to humid in the east. Texas ranks first in tornados with an average of 139 each year. All these factors play into the rates and premiums you pay for home insurance in Texas.
Find the Best Homeowners Insurance in Texas
Finding the best homeowners insurance rate in Texas is easy. Call your SelectQuote agent and have information about your current home insurance policy handy. Know your current carrier, how long youve had your policy and your current rate. Be able to share your deductible amount and claims history. Having all this information available will help your SelectQuote agent customize policy options at the best rate for you.
So even though everything may be bigger in Texas, home and car insurance doesnt have to be one big hassle.
Bundle Your Home and Auto Insurance to Save Even More Money in Texas
Getting your car and home insurance in one place helps save you money. At SelectQuote, our customers can save an average of $444 each year when bundling their home and auto insurance.
We make buying insurance easy by shopping top carriers to find you the best rate for your car and home insurance. Working with only highly rated insurance companies ranked by A.M. Best means you get the top options. A.M. Best is an independent organization specializing in insurance company ratings. High ratings from A.M. Best are a recognized indicator of the strength of the insurance companies
We work for you, not the insurance companies so we focus on your needs to find the policy and rate that suits you best.