12 Apps to Help Elevate Your Finances

There’s an app for almost everything these days. So, it comes as no surprise you have a wealth of choices to help you budget, save and earn money.

With so many options, it can prove difficult to find the best fit for your needs. Here are several of the leading apps in the finance category. Each of these apps has an Apple App Store rating of 4.5 stars or higher.

As with any app, the key to success is consistent use. With the help of technology, you’ll have one more tool in your financial toolbelt.

Five Awesome Apps That Help You Budget Better

Creating and sticking to a budget is one of the best ways to find financial freedom. The following apps keep your budget at your fingertips.

Mint: With Mint, you can manage all your finances in one place. Connect the app to your bank accounts, credit cards and bills to get real-time reports on where you stand. You can also set up in-depth budgets to shine a light on different spending categories. Cost: Free. App Store Rating: 4.8

Clarity Money:  Like Mint, Clarity Money lets you sync up your bank accounts and bills. You can also keep tabs on your budget. The app includes features to track monthly recurring expenses and find (and cancel) unwanted subscriptions. Cost: Free. App Store Rating: 4.7

PocketGaurd: This app bills itself as “the only app that calculates your true available funds.” Along with helping you track the dollars in your pocket, it can also help you lower your bills by showing you reoccurring services you could pay less for. Cost: In-app purchases. App Store Rating: 4.8

Goodbudget Budget Planner: For those who like the envelope method of budgeting, Goodbudget gives you a digital envelope system. Like many of the other apps, Goodbudget lets you share your budget with loved ones and sync across devices. Cost: Free and subscription versions. App Store Rating: 4.7

Mvelopes: Another envelope-based budgeting app, Mvelopes sports a clean, modern interface. Users comment on its credit card support. For them, using credit cards but tracking through virtual envelopes ranks as a key benefit. Cost: In-app subscriptions starting at $4. App Store Rating: 4.6

Four Fab Apps to Help You Save and Invest More

Apps have changed the way people invest. With as little as $5 and a mobile device you can invest, save and make more money.

Acorns: Squirrel away more money with Acorns. Acorns lets you invest micro amounts. In fact, you only need $5 to start investing. Cost: Fees start at $1 a month. App Store Rating: 4.7

Twine: Twine helps couples save for shared goals. Whether you’re saving for a house or vacation, Twine can help. The app supports saving in cash or investing in a portfolio. Couples must have at least $100 to start investing. Cost: Free for cash goals, 25 cents per month for every $500 in your invested account. App Store Rating: 4.5

Stash: Like Acorns, you can start investing with as little as $5. Stash touts your ability to learn as you go. It offers personalized guidance and educational articles. Cost: Invest and Custodial accounts start at $1 per month, per account. App Store Rating: 4.7

Robinhood: With an interface built for investing newbies, Robinhood gives you options to invest right on your mobile device. Investment types include stocks, ETFs, options, and cryptocurrencies. Cost: No account minimum needed to start, commission-free. App Store Rating: 4.8

Three Money Earning Apps That Pay

Looking to make money any time, from anywhere. There are now several apps that let you do just that. Here are a few to get you started.

Ibotta: If you love to shop, check out Ibotta. The app gives you cash back rewards on your normal, everyday purchases. It does take some forethought. To get your rewards, you need to find offers and add deals to the app before you shop. Then send a picture of your receipt to claim the offer. For those willing to take the time, Ibotta can earn you some cash. Cost: Free. App Store Rating: 4.5

SurveyMonkey Rewards: Like to give your opinion? Want to get paid for it? SurveyMonkey Rewards compensates you for taking surveys. You can earn 25 cents in credits to be redeemed for gift cards. Or, you can donate your credits and SurveyMonkey will match your gift to charity. Cost: Free. App Store Rating: 4.7

Money App: Earn cash for completing small tasks with Money App. Tasks can include checking store displays, free trials, and mystery shopper opportunities. When you complete a task you’ll earn credits that can be redeemed as cash in your PayPal account. Cost: Free. App Store Rating: 4.8

It may take trying a few apps to determine which one will work for you. Once you commit and follow the process, you’ll likely find yourself managing your finances with more intention. So pull out your mobile device and start budgeting, saving and earning more with technology on your side.

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Disclaimer: SelectQuote does not endorse any of the apps mentioned throughout this article. This article is written for informational purposes only.

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