How does mobile home insurance differ from traditional home insurance policies?
Mobile homes aren’t attached to a foundation, so owning them comes with a few more inherent risks. This often makes mobile home insurance coverage more expensive than traditional home insurance policies. Fire damage, broken pipes, and wind all cause more of a threat to these homes. Mobile homes are also more likely to be targets of theft or burglary. Because of these unique risks, most insurance companies choose to put them in their own risk pool when scoping them for coverage.
