Actual Price Examples

These sample policy prices demonstrate just how affordable
Term Life Insurance can be through SelectQuote.
Scott, 55, and Gina, 50, own a graphic design studio. Their daughter, Amanda, is a sophomore in college. SelectQuote found Scott a $500,000 Term Life Insurance policy for less than
$75 a month.*
Scott, 55, and Gina, 50, own a graphic design studio. Their daughter, Amanda, is a sophomore in college. SelectQuote found Scott a $500,000 Term Life Insurance policy for less than $77 a month.*
Age 50/Monthly Rate
Insurance
Man
Woman
$250,000
Under $27
Under $22
$300,000
Under $32
Under $25
$500,000
Under $49
Under $38
Age 55/Monthly Rate
Insurance
Man
Woman
$250,000
Under $40
Under $31
$300,000
Under $47
Under $36
$500,000
Under $75
Under $56
All prices based on excellent health
10-year OPTerm monthly rates
Christine, 39, is a
single mom whose
life revolves around
her five year-old son,
Dixon. SelectQuote
found her a $350,000
Term Life Insurance
policy for less than
$14 a month.*
Christine, 39, is a single mom whose life revolves around her five year-old son, Dixon. SelectQuote found her a $350,000 Term Life Insurance policy for less than $18 a month.*
Age 35/Monthly Rate
Insurance
Woman
$250,000
Under $10
$300,000
Under $11
$500,000
Under $14
Age 40/Monthly Rate
Insurance
Woman
$250,000
Under $12
$300,000
Under $13
$500,000
Under $18
All prices based on excellent health
10-year OPTerm monthly rates
Rick, 48, and Sara, 43,
have their hands full
with two teenagers.
SelectQuote found Rick
a $500,000 Term Life
Insurance policy for less
than $42 a month.*
Sara was able to get a
$500,000 Term Life
Insurance policy for less
than $23 a month.*
Rick, 48, and Sara, 43, have their hands full with two teenagers. SelectQuote found Rick a $500,000 Term Life Insurance policy for less than $42 a month.* Sara was able to get a $500,000 Term Life Insurance policy for less than $23 a month.*
Age 45/Monthly Rate
Insurance
Man
Woman
$250,000
Under $20
Under $16
$300,000
Under $23
Under $19
$500,000
Under $34
Under $27
Age 50/Monthly Rate
Insurance
Woman
Man
$250,000
Under $22
Under $27
$300,000
Under $25
Under $32
$500,000
Under $38
Under $49
All prices based on excellent health
10-year OPTerm monthly rates
Noel, 25, just married
Susanna, 24.
SelectQuote found him
a $500,000 Term Life
Insurance policy for less
than $15 a month.*
Noel, 25, just married Susanna, 24. SelectQuote found him a $500,000 Term Life Insurance policy for less than $16 a month.*
Age 25/Monthly Rate
Insurance
Man
$250,000
Under $11
$300,000
Under $12
$500,000
Under $15
Age 30/Monthly Rate
Insurance
Man
$250,000
Under $11
$300,000
Under $12
$500,000
Under $15
All prices based on excellent health
10-year OPTerm monthly rates
Bowen, 38, and his
wife, Julia, 34, have
three kids in
elementary school.
SelectQuote found
Bowen a $500,000
Term Life Insurance
policy for less than
$21 a month.*
Bowen, 38, and his wife, Julia, 34, have three kids in elementary school. SelectQuote found Bowen a $500,000 Term Life Insurance policy for less than $21 a month.*
Age 35/Monthly Rate
Insurance
Man
$250,000
Under $12
$300,000
Under $13
$500,000
Under $18
Age 40/Monthly Rate
Insurance
Man
$250,000
Under $15
$300,000
Under $17
$500,000
Under $24
All prices based on excellent health
10-year OPTerm monthly rates

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Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form #ICC120PTN and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-80 all classes; 20-70 WA all classes. Premium rates vary by coverage amount: $100,000-$249,000, $250,000-$999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 03-31-2014. A cost-free MediGuide Medical Second Opinion is included with new policies and administered by MediGuide America. Policy form MMGR(12-09) and state variations. Available only in approved jurisdictions. The service is not guaranteed for the duration of the policy. Forms and policy provisions may vary by state. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #13-006. (REV)
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form #ICC120PTN and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-80 all classes; 20-70 WA all classes. Premium rates vary by coverage amount: $100,000-$249,000, $250,000-$999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 03-31-2014. A cost-free MediGuide Medical Second Opinion is included with new policies and administered by MediGuide America. Policy form MMGR(12-09) and state variations. Available only in approved jurisdictions. The service is not guaranteed for the duration of the policy. Forms and policy provisions may vary by state. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #13-007. (REV)
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form #ICC120PTN and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-80 all classes; 20-70 WA all classes. Premium rates vary by coverage amount: $100,000-$249,000, $250,000-$999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 03-31-2014. A cost-free MediGuide Medical Second Opinion is included with new policies and administered by MediGuide America. Policy form MMGR(12-09) and state variations. Available only in approved jurisdictions. The service is not guaranteed for the duration of the policy. Forms and policy provisions may vary by state. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #13-005. (REV)
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form #ICC120PTN and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-80 all classes; 20-70 WA all classes. Premium rates vary by coverage amount: $100,000-$249,000, $250,000-$999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 03-31-2014. A cost-free MediGuide Medical Second Opinion is included with new policies and administered by MediGuide America. Policy form MMGR(12-09) and state variations. Available only in approved jurisdictions. The service is not guaranteed for the duration of the policy. Forms and policy provisions may vary by state. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #13-008. (REV)
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form #ICC120PTN and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-80 all classes; 20-70 WA all classes. Premium rates vary by coverage amount: $100,000-$249,000, $250,000-$999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 03-31-2014. A cost-free MediGuide Medical Second Opinion is included with new policies and administered by MediGuide America. Policy form MMGR(12-09) and state variations. Available only in approved jurisdictions. The service is not guaranteed for the duration of the policy. Forms and policy provisions may vary by state. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #13-009. (REV)