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Insuring your spouse and children

If there are two incomes, it is best to cover them both with Term Life Insurance. It's the most affordable way to be sure your income is replaced and your family's finances covered.

Even if a spouse is a homemaker he or she should be covered. Childcare, shopping, chauffeuring, cleaning and cooking would either have to be hired out, or the surviving spouse would have to sacrifice time at work to shoulder these responsibilities. Either way, there would be an economic impact on the household.


When children arrive, it's a good idea to increase your Term Life coverage. Your children's financial risk is not that they'll die, but that you'll die.


Whatever your reason for adding Term Life Insurance, talk with a SelectQuote Licensed Agent. He or she will help you decide how much coverage you need, and then impartially shop our highly rated Term Life Insurance companies for your best value and price.


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License name varies by state: SelectQuote Insurance Services, SelectQuote Insurance Agency and Charan J Singh.