Companies can change their Term Life Insurance rates at any time. And many do.

You can help protect your rate by submitting your application and completing your paramedical exam as soon as possible.

Once you are in underwriting, the only way your rate can increase is if the company you chose determines you should be in a higher risk class than the one initially quoted. Rest assured that when the Term Life company informs you of your price, you are free to either accept or reject the policy.

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