Making Life Insurance decisions can be difficult, so some people put them off. There are so many Insurance companies to choose from, so many policies and so many different prices.

At SelectQuote, we try to give you all the facts to make it simple for you to decide whether to purchase a Life Insurance policy. This is because there is a definite downside to not making a decision. For example:

• Something tragic could happen before you get coverage. It's rare, but it happens.
• Your health could deteriorate. Many chronic health problems make their unsettling debut when we're in our 40s and 50s. High blood pressure. Elevated cholesterol. Heart Disease. Cancer. Diabetes.
• Life Insurance rates generally get higher as you get older. Your age can make a costly difference in your premium. Waiting even a few months can increase your cost, because many companies will charge you the rate for your nearest birthday, not your last birthday. If you're age 45 and 7 months, you'll get age 46 rates with those companies.

Chances are we can offer you competitive rates even if you have health issues. Because we're independent and offer a wide choice of Term Life companies, it is very likely that we can match you with the best combination of quality and price from the companies we represent, even if you have health issues. Talk to your SelectQuote Licensed Agent to help you choose the best policy from our wide range of Term Life companies, all of which specialize in competitive rates for most health problems.

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