No matter which Life Insurance company you choose, your initial quote is only an estimate of the premium you will pay. Only after the underwriting process is concluded are you offered a final price.

The more detailed and accurate the information you provide up front, the more likely your quote will be the premium you pay.

Why your Quote Could Change

1. The personal data you give your Agent differs from that which you give in your Insurance company interview. (See: The 5 Steps to getting a Policy.)
2. The results of your medical exam differ from information you provided in your initial application.

How You Can Help Avoid a Change

1. Be as accurate and consistent as possible. If you are not sure about certain details of your current state of health, like your cholesterol and blood pressure levels, contact your physician for your most recent results.
2. Fast at least 8 hours before your medical exam. If you take medication to control blood pressure or cholesterol, be sure to take it the day of your exam.

SelectQuote only gives you quotes after getting detailed information from you. The majority of our clients get the price they were originally quoted.

Because of the great number of policies SelectQuote places with the Term Life companies we represent, we are often able to get clients their most favorable rates in cases with special risk.

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